11 3rd St, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 11 3rd St, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,732 sqft · built 1958
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Nov 2023)
Tax Bill	$9,330 (2024)
Deeds & Mortgages	Nov 2023 Sale Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473000 33.-4-40.1`

Property Details

APN / Parcel Number

Primary APN	`473000 33.-4-40.1`
Alternative APNs	`0600-033.00-04.00-040.001` `300003300000040400010000` `4730002724` `30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,732 sqft Living Area
Gross Area	4,552 sqft
1st Floor Area	1,912 sqft
Basement Area	1,820 sqft
Finished Basement	1,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	16,988 sqft (0.39 acres)
Lot Depth	100 ft Depth
View / Lot	Canal
Garage Type	Basement
Porch	Covered Porch
Porch Area	837 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	30
Street Address	11 3RD ST
City	WADING RIVER
State	NY
Zip	11792-1914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Block	4
Legal Lot Number	40
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	3
Census Block	3021
Census Tract	169701

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 STANLEY DR, CENTEREACH, NY 11720-2233
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed, Transfer
Nov 13, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 13, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Jun 22, 2012 · Amount on Record
Deed Book / Page	13224 / 454
Prior Transfer Date	Feb 5, 2009
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Nov 7, 2023
Property Address	11 3RD ST, WADING RIVER, NY 11792-1914
Document Number	0132240454
Book / Page	13224 / 454
Instrument Date	Sep 18, 2023
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 STANLEY DR, CENTEREACH, NY 11720-2233

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	11 3RD ST, WADING RIVER, NY 11792-1914
Document Number	0229940074
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 3RD ST WADING RIVER NY 117921914, WADING RIVER, NY 11792-1914

Mortgage

Document Number	0229940074
Date	Jan 3, 2019
Book Page	022994/000074

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 SEVENTH ST SW #, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	11 3RD ST, WADING RIVER, NY 11792-1914
Document Number	0230130747
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 3RD ST WADING RIVER NY 117921914, WADING RIVER, NY 11792-1914

Mortgage

Document Number	0230130747
Date	Mar 22, 2019
Book Page	023013/000747

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,800 (-) Land $7,500 Building $40,300	$585,784 (+13.85%) Land $91,912 Building $493,873
2024	$9,330.00
2023		$47,800 Land $7,500 Building $40,300	$514,532 Land $80,732 Building $433,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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