11 3rd St, Collins, IA 50055 Property Records

Story County property record for 11 3rd St, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 836 sqft · built 1890
Lot Size	0.16 acres (6,981 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,622 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-21-101-235`

Property Details

APN / Parcel Number

Primary APN	`16-21-101-235`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft
Basement Area	418 sqft
Unfinished Basement	418 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,981 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Porch	Porch
Porch Area	135 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 3RD ST
City	COLLINS
State	IA
Zip	50055-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES ADD LOT 7 BLK 4
Legal Range	21W
Legal Township	82N
Legal Section	21
Legal Subdivision	JONES ADD
Legal Block	4
Legal Lot Number	7
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2142
Census Tract	10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 MAIN ST, COLLINS, IA 50055-1004
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE STATE BANK
May 5, 2025	Warranty Deed, Transfer
Jan 23, 2023	Contract Sale, Transfer · Seller Carry-Back DARREN KENNEDY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	11 3RD ST, COLLINS, IA 50055-1020
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202011845
Date	Oct 6, 2020
Instrument	2020-11845

Lender

Name	EXCHANGE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 5, 2025
Property Address	11 3RD ST, COLLINS, IA 50055-1020
Document Number	0202503207
Instrument Date	Apr 25, 2025
Instrument	2025-03207
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MAIN ST, COLLINS, IA 50055-1004

January 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STORY IA
Recording Date	Jan 23, 2023
Property Address	11 3RD ST, COLLINS, IA 50055-1020
Document Number	0202300465
Instrument Date	Jan 9, 2023
Instrument	2023-00465
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	253 PATHFINDERS WAY, SMITHVILLE, TX 78957-5126

Mortgage

Document Number	0202300465
Date	Jan 23, 2023
Instrument	2023-00465

Lender

Name	DARREN KENNEDY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Collins City
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,622.00 (-0.49%)	$97,900 (+6.41%) Land $10,000 Building $87,900	$97,900 (+6.41%) Land $10,000 Building $87,900
2024	$1,630.00 (+4.89%)
2023		$92,000 Land $8,800 Building $83,200	$92,000 Land $8,800 Building $83,200
2022	$1,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Colo Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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