11-3861 Ruby Ave, Volcano, HI 96785 Property Records

State of Hawaii and Hawaii County property record for 11-3861 Ruby Ave, Volcano, HI 96785

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,408 sqft · built 1993
Lot Size0.459 acres (20,000 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (Jul 2012)
Tax Bill$789 (2025)
Deeds & MortgagesJan 2025 Mortgage
Dec 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN3-1-1-010-177

Property Details

APN / Parcel Number

Primary APN3-1-1-010-177
Alternative APNs
  • 3-1-1-010-177-0000
  • 110101770000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,408 sqft Living Area
Gross Area2,440 sqft
1st Floor Area1,408 sqft
Basement Area568 sqft
FlooringCarpet
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area20,000 sqft (0.459 acres)
Garage TypeCarport
Garage Area504 sqft
CarportCarport
Carport Area504 sqft
PorchCovered Porch
Porch Area464 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address11-3861 RUBY AVE
CityVOLCANO
StateHI
Zip96785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1D
Legal DescriptionLOT 738 20,000 SF MAP 12 LCAPP 1053 TOG/ESMT
Legal SubdivisionMAUNA LOA ESTATES
Legal Lot Number738
JurisdictionHAWAII HI
Township / Civil DivisionKEAAU-MOUNTAIN VIEW
Census Block Group3
Census Block3025
Census Tract21017

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 844, VOLCANO, HI 96785-0844
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ROCKET MORTGAGE LLC
Dec 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 19, 2021Intrafamily Transfer, Transfer
Dec 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 19, 2021Intrafamily Transfer, Transfer
Aug 5, 2020Deed of Trust, Mortgage · Line of Credit
AMERICAN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2012 · Amount on Record
Deed SaleJul 20, 2012 · Amount on Record
Prior SaleNov 28, 2006 · Amount on Record
Deed Document Number20128236244
Last Transfer DateAug 5, 2021
Transfer Doc0011672242
Record UpdatedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address11-3861 RUBY AVE, VOLCANO, HI 96785
Transaction TypeMortgage
Record UpdatedApr 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T12796090
DateJan 13, 2025
InstrumentT-12796090
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term240 Months
DueJan 1, 2045

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address11-3861 RUBY AVE, VOLCANO, HI 96785
Transaction TypeMortgage
Record UpdatedMay 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T11665217
DateDec 9, 2021
InstrumentT-11665217
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAWAII HI
Recording DateNov 19, 2021
Property Address11-3861 RUBY AVE, VOLCANO, HI 96785
Document Number0T11645412
Instrument DateAug 5, 2021
InstrumentT-11645412
Transaction TypeTransfer
Record UpdatedMar 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11-3861 RUBY AVE, VOLCANO, HI 96785

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAWAII HI
Recording DateDec 16, 2021
Property Address11-3861 RUBY AVE, VOLCANO, HI 96785
Document Number0T11672242
Instrument DateAug 5, 2021
InstrumentT-11672242
Transaction TypeTransfer
Record UpdatedApr 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11-3861 RUBY AVE, VOLCANO, HI 96785

Mortgage

Document Number0T11665217
DateDec 16, 2021
InstrumentT-11665217
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueSep 1, 2051

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAWAII HI
Recording DateNov 19, 2021
Property Address11-3861 RUBY AVE, VOLCANO, HI 96785
Document Number0T11645412
Instrument DateAug 5, 2021
InstrumentT-11645412
Transaction TypeTransfer
Record UpdatedApr 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11-3861 RUBY AVE, VOLCANO, HI 96785

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAWAII HI
Property Address11-3861 RUBY AVE, VOLCANO, HI 96785
Document Number0T11182037
Instrument DateAug 5, 2020
Transaction TypeMortgage
Record UpdatedAug 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address11-3861 RUBY AVE VOLCANO HI 96785, VOLCANO, HI 96785

Mortgage

Document Number0T11182037
DateAug 13, 2020
InstrumentT11182037
Lender
NameAMERICAN SVGS BK
TypeFederal Savings Bank
AddressHONOLULU, HI 96813
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 12, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateHawaii
CountyHawaii County
Unified School DistrictHawaii Department of Education (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$286,800 (+3.02%) Land $18,900 Building $267,900$380,400 (+2.98%) Land $67,000 Building $313,400
2025$789.00 (+7.06%)$278,400 (+3%) Land $18,900 Building $259,500$369,400 (+7.35%) Land $56,000 Building $313,400
2024$270,300 (+3.01%) Land $18,900 Building $251,400$344,100 (+6.24%) Land $53,000 Building $291,100
2023$737.00 Homeowner's exemption$262,400 Land $18,900 Building $243,500$323,900 Land $53,000 Building $270,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 84% of Hawaii
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAWAII VOLCANOES NAT.PARK
federal government · serves 4,201 people · EPA ID HI0000146
Water SourceGroundwater
Last State InspectionJun 2024
Lead9 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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