11 1/2 Stokes St, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Borough property record for 11 1/2 Stokes St, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1947
Lot Size	0.217 acres (9,448 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Dec 2017)
Tax Bill	$8,547 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-00034-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`16-00034-0000-00025`
Alternative APN	`160003400025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	850 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	9,448 sqft (0.217 acres)
Lot Dimensions	189 ft deep x 50 ft wide
Porch	Open Porch
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	11 1/2 STOKES ST
City	FREEHOLD
State	NJ
Zip	07728-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	BOROUGH/FREEHOLD
Legal Block	34
Legal Lot Number	25
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2015
Census Tract	811000

Owner

Source: Monmouth County and Freehold Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 1/2 STOKES ST, FREEHOLD, NJ 07728-1918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Dec 18, 2017	Grant Deed, Transfer · FHA Mortgage UNION HM MTG
Jun 29, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Nov 3, 2014 · Amount on Record
Deed Document Number	201783
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 1/2 STOKES ST, FREEHOLD, NJ 07728-1918
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094829028
Date	Feb 17, 2021
Book Page	9482/9028
Instrument	2021025420

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 18, 2017
Property Address	11 1/2 STOKES ST, FREEHOLD, NJ 07728-1918
Document Number	0000121883
Book / Page	009263 / 006166
Instrument Date	Sep 26, 2017
Instrument	121883
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 1/2 STOKES ST FREEHOLD NJ 07728, FREEHOLD, NJ 07728

Mortgage

Document Number	121884
Date	Dec 18, 2017
Book Page	009263/006173
Instrument	121884

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2047

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 29, 2017
Property Address	11 1/2 STOKES ST, FREEHOLD, NJ 07728-1918
Document Number	0000064851
Book / Page	009234 / 006649
Instrument Date	Oct 4, 2016
Instrument	64851
Transaction Type	Foreclosure
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 1/2 STOKES ST #F FREEHOLD NJ 07728, F, FREEHOLD, NJ 07728

Tax Assessment & Valuation

Source: Monmouth County and Freehold Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Freehold Borough
Elementary School District	Freehold Borough School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,800 (+0.12%) Land $257,200 Building $169,600	$426,800 (+0.12%) Land $257,200 Building $169,600
2025	$8,547.00 (+3.65%)	$426,300 (+22.39%) Land $280,900 Building $145,400	$426,300 (+22.39%) Land $280,900 Building $145,400
2024	$8,246.00 (+17.3%)
2023		$348,300 Land $208,900 Building $139,400	$348,300 Land $208,900 Building $139,400
2022	$7,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD BOROUGH WATER D serves 11,029 people · EPA ID NJ1315001
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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