10N809 Lakeside Ct, Elgin, IL 60124 Property Records

Kane County property record for 10N809 Lakeside Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,583 sqft · built 1989
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Aug 2018)
Tax Bill	$12,301 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-23-101-010`

Property Details

APN / Parcel Number

Primary APN	`05-23-101-010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,583 sqft Living Area
Basement Area	1,757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	75,359 sqft
Garage Type	Carport
Garage Area	825 sqft
Carport	Carport
Carport Area	825 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10N809 LAKESIDE CT
City	ELGIN
State	IL
Zip	60124-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN LAKES - LOT 11
Legal Subdivision	HIDDEN LAKES
Legal Block	2
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2101
Census Tract	850711

Owner

10N809 Lakeside Ct is owned and occupied by an individual who acquired it in April 2020.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10N809 LAKESIDE CT, ELGIN, IL 60124-8230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
May 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2019	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG
Aug 7, 2018	Warranty Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG
May 1, 2017	Grant Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	201838337
Last Transfer Date	Apr 21, 2020
Transfer Doc	0000026271
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	10N809 LAKESIDE CT, ELGIN, IL 60124-8230
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10N809 LAKESIDE CT, ELGIN, IL 60124-8230

Mortgage

Document Number	0000005006
Date	Jan 26, 2022
Instrument	2022K005006

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 21, 2020
Property Address	10N809 LAKESIDE CT, ELGIN, IL 60124-8230
Document Number	0000026271
Instrument Date	Apr 21, 2020
Instrument	26271
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10N809 LAKESIDE CT ELGIN IL 601248230, ELGIN, IL 60124-8230

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	10N809 LAKESIDE CT, ELGIN, IL 60124-8230
Document Number	0000012334
Instrument Date	Mar 23, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10N809 LAKESIDE CT ELGIN IL 601248230, ELGIN, IL 60124-8230

Mortgage

Document Number	0000012334
Date	Apr 1, 2019
Instrument	12334

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 7, 2018
Property Address	10N809 LAKESIDE CT, ELGIN, IL 60124-8230
Document Number	0000038337
Instrument Date	Jun 1, 2018
Instrument	38337
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10N809 LAKESIDE CT ELGIN IL 601248230, ELGIN, IL 60124-8230

Mortgage

Document Number	38338
Date	Aug 7, 2018
Instrument	38338

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

May 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2017
Property Address	10N809 LAKESIDE CT, ELGIN, IL 60124-8230
Document Number	0000021655
Instrument Date	Apr 17, 2017
Instrument	21655
Transaction Type	Foreclosure
Record Updated	May 25, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$630.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10N809 LAKESIDE CT ELGIN IL 601248230, ELGIN, IL 60124-8230

Tax Assessment & Valuation

The 2025 property tax bill for 10N809 Lakeside Ct was $12,301 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,301.00 Homeowner's exemption	$193,014 (+7.79%) Land $33,762 Building $159,252	$579,274 (+7.79%) Land $101,327 Building $477,947
2024		$179,065 Land $31,322 Building $147,743	$537,410 Land $94,004 Building $443,406
2022	$12,088.00 (+0.82%) Homeowner's exemption	$148,545 (+3.51%) Land $24,917 Building $123,628	$445,635 (+3.51%) Land $74,751 Building $370,884
2021	$11,990.00 Homeowner's exemption	$143,508 Land $24,072 Building $119,436	$430,524 Land $72,216 Building $358,308

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10N809 Lakeside Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10N809 Lakeside Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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