Kane County property record for 10N331 Nesler Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,242 sqft · built 1990 |
| Lot Size | 20 acres (874,249 sqft) |
| Owner | Company Name on Record |
| Last Sale | $257,000 (Nov 2000) |
| Tax Bill | $23,102 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-400-017 |
| Primary APN | 05-24-400-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,242 sqft Living Area |
| 1st Floor Area | 3,242 sqft |
| Basement Area | 3,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 874,249 sqft |
| Garage Type | Attached |
| Garage Area | 980 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|
| Street Address | 10N331 NESLER RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF THE SE 1/4 SEC 24-41-7 DESC IN DOC 2002K036512 EX PT DESC IN PARCEL K IN DOC 2003K221582 |
| Legal Range | 07 |
| Legal Township | 41 |
| Legal Section | 24 |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 850711 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10N331 NESLER RD, ELGIN, IL 60124-8408 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Jun 28, 2019 | Deed of Trust, Mortgage · ARM HEARTLAND BANK & TRUST CO |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2000 · Amount on Record |
| Deed Sale | Nov 2, 2000 · Amount on Record |
| Deed Document Number | 200087604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 10N331 NESLER RD, ELGIN, IL 60124-8408 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012201 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | 2026K012201 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Jun 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.45% |
| Max Rate At Change | 8.45% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 10N331 NESLER RD, ELGIN, IL 60124-8408 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011859 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026K011859 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Jun 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.45% |
| Max Rate At Change | 8.45% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 12.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 10N331 NESLER RD, ELGIN, IL 60124-8408 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000027439 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2019K027439 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 47% |
| Max Rate At Change | 6.8% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 10N331 NESLER RD, ELGIN, IL 60124-8408 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001912 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 2020K001912 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 234 Months |
| Due | Jul 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.8% |
| Index | 1-Year CMT |
| Margin | 4 |
| Max Rate | 10.8% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,102.00 (-9.57%) | $341,077 (+4.4%) Land $32,714 Building $308,363 | $1,023,640 (+4.4%) Land $98,181 Building $925,459 |
| 2024 | $25,548.00 (-4.24%) | $326,711 (+5.94%) Land $29,398 Building $297,313 | $980,525 (+5.98%) Land $88,229 Building $892,296 |
| 2022 | $26,678.00 (+0.95%) | $308,396 (+3.76%) Land $24,619 Building $283,777 | $925,188 (+3.76%) Land $73,857 Building $851,331 |
| 2021 | $26,426.00 | $297,233 Land $23,710 Building $273,523 | $891,699 Land $71,130 Building $820,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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