10A Joy St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 10A Joy St, Franklin, MA 02038 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Architecture Style	Colonial
Year Built	Built 1985
Square Footage	1,825 sqft Living Area
Lot Size	7,514 sqft (0.172 acres)
Last Sale	$465,000 (2021)
Tax Bill	$7,469.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`56-040`
Alternative APNs	`FRAN M:296 L:190` `M:056 L:040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,825 sqft Living Area
Gross Area	2,936 sqft Gross Area
Basement Area	936 sqft Basement
Unfinished Basement	936 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gambrel Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,514 sqft (0.172 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	56-040
Street Address	10A JOY ST
City	FRANKLIN
State	MA
Zip	02038-3011
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	SAINT AGATHA ROAD EXT
Legal Lot Number	190
Jurisdiction	FRANKLIN MA
Minor Civil Division	FRANKLIN TOWN
Census Blockgroup	2
Census Block	2013
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records · APN 56-040

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 JOY ST, A, FRANKLIN, MA 02038-3011
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Sep 14, 2015 · Amount on Record
Deed Book / Page	39292 / 542
Record Refreshed	Sep 20, 2026

April 2021: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	FRANKLIN MA
Recording Date	Apr 20, 2021
Property Address	10A JOY ST, FRANKLIN, MA 02038-3011
Document Number	039292-542
Book / Page	39292 / 542
Instrument Date	Apr 20, 2021
Instrument	51285
Transaction Type	Transfer
Record Updated	Jun 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	10A JOY ST, FRANKLIN, MA 02038-3011

Mortgage

Document Number	0000051286
Date	Apr 20, 2021
Instrument	51286

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,469.00 (+14.22%)	$642,800 (+15.9%) Land $240,600 Building $402,200	$590,710 (+3.77%)
2024	$6,539.00 (-1.6%)	$554,600 (+5%) Land $240,600 Building $314,000	$569,240
2023	$6,645.00	$528,200 Land $242,600 Building $285,600

Flood & Wildfire

10A Joy St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Norfolk County (25021C), updated May 26, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.