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10A Gates Ave, Unit 1, Summit, NJ 07901 Property Records

Union County and Summit City property record for 10A Gates Ave, Unit 1, Summit, NJ 07901

Property Summary

Property TypeSingle Family Home
Details1,781 sqft · built 2005
Lot Size0.121 acres (5,271 sqft)
OwnerCompany Name on Record
Last Sale$710,000 (Oct 2022)
Tax Bill$10,283 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-00506-0000-00029-01

Property Details

APN / Parcel Number

Primary APN18-00506-0000-00029-01
Alternative APN
  • 18005060000000290001

Interior

Stories1 Story
Building Area1,781 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area5,271 sqft (0.121 acres)

Location & Zoning

Street Address10A GATES AVE, 1
CitySUMMIT
StateNJ
Zip07901-1513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal SubdivisionGATES AVE CONDO
Legal Block506
Legal Lot Number29.1
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group2
Census Block2005
Census Tract37800

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address251 PARSONAGE HILL RD, SHORT HILLS, NJ 07078-1524
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
GARDEN STATE HOME LOANS INC
Oct 11, 2022Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2022 · Amount on Record
Deed SaleOct 11, 2022 · Amount on Record
Prior SaleJan 13, 2015 · Amount on Record
Deed Document Number202223281
Deed Book / Page6485 / 2063
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address10A GATES AVE UNIT 1, 1, SUMMIT, NJ 07901-1513
Transaction TypeMortgage
Record UpdatedOct 4, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151872429
DateMar 23, 2022
Book Page15187/2429
Instrument34323
Lender
NameGARDEN STATE HOME LOANS INC
TypeMortgage Company
AddressCHERRY HILL, NJ 08003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2037

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateOct 11, 2022
Property Address10A GATES AVE UNIT 1, 1, SUMMIT, NJ 07901-1513
Document Number0064852063
Book / Page6485 / 2063
Instrument DateAug 24, 2022
Instrument23281
Transaction TypeTransfer
Record UpdatedOct 25, 2022
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,351.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 GATES AVE # AVE1A, 10, SUMMIT, NJ 07901-1513

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 GATES AVE # 1A, 1A, SUMMIT, NJ 07901-1513

Mortgage

Document Number0000044176
DateOct 11, 2022
Instrument44176
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,000 (-) Land $103,600 Building $126,400$230,000 (-) Land $103,600 Building $126,400
2025$10,283.00 (+2.65%)$230,000 (-) Land $103,600 Building $126,400$230,000 (-) Land $103,600 Building $126,400
2024$10,018.00 (+1.71%)
2023$230,000 Land $103,600 Building $126,400$230,000 Land $103,600 Building $126,400
2022$9,850.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims30 (1979–2019)
Claims Outside the SFHA23 of 30
Most Recent ClaimJun 2019 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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