10999 Rush Fork Rd, Clyde, NC 28721 Property Records

Haywood County property record for 10999 Rush Fork Rd, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1973
Lot Size	42 acres (1,833,571 sqft)
Owner	2 Individual Names on Record
Tax Bill	$745 (2022)
Deeds & Mortgages	Sep 2026 Construction Loan Jul 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8722-81-7046`

Property Details

APN / Parcel Number

Primary APN	`8722-81-7046`
Alternative APNs	`8722-91-0001` `248864` `290625`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Heated Area
Basement Area	768 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Lot Area	1,833,571 sqft (42 acres)
Terrain	Wooded

Utilities, Heating & Cooling

Cooling System	Partial

Location & Zoning

Account Number	290625
Street Address	10999 RUSH FORK RD
City	CLYDE
State	NC
Zip	28721-7337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT #25-26 N C JAMES
Legal Subdivision	N C JAMES
Legal Unit	25
Jurisdiction	HAYWOOD NC
Township / Civil Division	FINES CREEK
Census Block Group	1
Census Block	1045
Census Tract	920102

Owner

Source: Haywood County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10999 RUSH FORK RD, CLYDE, NC 28721-7337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Construction Mortgage AGSOUTH FARM CREDIT
Jul 24, 2025	Warranty Deed, Transfer
May 16, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 16, 2017
Transfer Doc	0009281613
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Recording Date	Sep 15, 2026
Property Address	10999 RUSH FORK RD, CLYDE, NC 28721-7337
Document Number	0000008106
Book / Page	1161 / 1250
Instrument Date	Sep 15, 2026
Instrument	20268106
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10999 RUSH FORK RD, CLYDE, NC 28721-7337

Mortgage

Document Number	0000008106,
Date	Sep 15, 2026
Book Page	1161/1250
Instrument	20268106

Lender

Name	AGSOUTH FARM CREDIT

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2057

Interest

Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jul 24, 2025
Property Address	10999 RUSH FORK RD, CLYDE, NC 28721-7337
Document Number	0011322365
Book / Page	1132 / 2365
Instrument Date	Jul 24, 2025
Instrument	2025006039
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1433 TYGRESS DR, KANNAPOLIS, NC 28081-7165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10999 RUSH FORK RD, CLYDE, NC 28721-7337

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 16, 2017
Property Address	10999 RUSH FORK RD, CLYDE, NC 28721-7337
Document Number	0009281613
Book / Page	000928 / 001613
Instrument Date	May 16, 2017
Instrument	4388
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10999 RUSH FORK RD CLYDE NC 287217337, CLYDE, NC 28721-7337

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,200 (+6.79%) Land $293,900 Building $74,300
2025		$344,800 (+189.15%) Land $272,700 Building $72,100	$368,200 (+6.2%) Land $293,900 Building $74,300
2023		$119,248 Land $45,248 Building $74,000	$346,700 (-) Land $272,700 Building $74,000
2022	$745.00
2021			$346,700 Land $272,700 Building $74,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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