10998 Windjammer Trce, Indianapolis, IN 46256 Property Records

Hamilton County property record for 10998 Windjammer Trce, Indianapolis, IN 46256

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,951 sqft · built 1988
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$369,200 (Oct 2014)
Tax Bill$5,276 (2024)
Deeds & MortgagesJun 2026 Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-15-09-404-010.000-020

Property Details

APN / Parcel Number

Primary APN29-15-09-404-010.000-020
Alternative APNs
  • 291509404010000033
  • 1315090404010000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,951 sqft Living Area
Gross Area5,238 sqft
1st Floor Area2,051 sqft
Basement Area2,051 sqft
Finished Basement1,900 sqft
Unfinished Basement151 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeBrick
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions129 ft deep x 109 ft wide
TerrainRolling
Garage TypeAttached
Garage Area1,136 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address10998 WINDJAMMER TRCE
CityINDIANAPOLIS
StateIN
Zip46256-9676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .48, SECTION 9, TOWNSHIP 17, RANGE 5, WINDJAMMER BAY, LOT 5
Legal Range05
Legal Township17
Legal Section09
Legal SubdivisionWINDJAMMER BAY
Legal Lot Number5
JurisdictionHAMILTON IN
Township / Civil DivisionFALL CREEK
Census Block Group3
Census Block3013
Census Tract110805

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10998 WINDJAMMER TRCE, INDIANAPOLIS, IN 46256-9676
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 19, 2019Deed of Trust, Mortgage
TITAN MUTUAL LNDG INC
Aug 25, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2014 · Amount on Record
Deed SaleOct 7, 2014 · Amount on Record
Prior SaleJul 14, 2005 · Amount on Record
Deed Document Number201444955
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Recording DateJun 10, 2026
Property Address10998 WINDJAMMER TRCE, INDIANAPOLIS, IN 46256-9676
Document Number0000025868
Instrument DateJun 5, 2026
Instrument202625868
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10998 WINDJAMMER TRCE, INDIANAPOLIS, IN 46256-9676

Mortgage

Document Number0000025868,
DateJun 10, 2026
Instrument202625868
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 1, 2036
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10998 WINDJAMMER TRCE, INDIANAPOLIS, IN 46256-9676
Document Number0000053517
Instrument DateOct 19, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10998 WINDJAMMER TRCE INDIANAPOLIS IN 462569676, INDIANAPOLIS, IN 46256-9676

Mortgage

Document Number0000053517
DateOct 28, 2019
Instrument53517
Lender
NameTITAN MUTUAL LNDG INC
AddressIRVINE, CA 92602
Agreement
AmountAmount Recorded
Term360 Months
DueOct 27, 2049

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10998 WINDJAMMER TRCE, INDIANAPOLIS, IN 46256-9676
Document Number0000044031
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2018
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10998 WINDJAMMER TRCE INDIANAPOLIS IN 462569676, INDIANAPOLIS, IN 46256-9676

Mortgage

Document Number0000044031
DateSep 6, 2017
Instrument44031
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 5, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionFall Creek Township
MunicipalityFishers City
Unified School DistrictHamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$513,700 (+12.75%) Land $75,100 Building $438,600$513,700 (+12.75%) Land $75,100 Building $438,600
2024$5,276.00 (+8.99%)$455,600 (+8.37%) Land $75,100 Building $380,500$455,600 (+8.37%) Land $75,100 Building $380,500
2023$4,841.00 (+4%) Homeowner's exemption$420,400 (+7.71%) Land $77,200 Building $343,200$420,400 (+7.71%) Land $77,200 Building $343,200
2022$4,655.00 Homeowner's exemption$390,300 Land $77,200 Building $313,100$390,300 Land $77,200 Building $313,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1990)
Most Recent ClaimDec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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