10998 Cardinal Ave, Glencoe, MN 55336 Property Records

McLeod County property record for 10998 Cardinal Ave, Glencoe, MN 55336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,436 sqft · built 1998
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Sep 2025)
Tax Bill	$1,920 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07.061.0010`

Property Details

APN / Parcel Number

Primary APN	`07.061.0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,436 sqft Total Area
1st Floor Area	1,596 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	3 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	10998 CARDINAL AVE
City	GLENCOE
State	MN
Zip	55336-5315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGISTERED LAND SURVEY #18 1.18 AC TRACT A
Legal Subdivision	REGISTERED LAND SURVEY #18
Legal Tract	A
Jurisdiction	MCLEOD MN
Township / Civil Division	HELEN
Census Block Group	4
Census Block	4008
Census Tract	950600

Owner

10998 Cardinal Ave is owned and occupied by two individuals who bought it in September 2025.

Source: McLeod County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10998 CARDINAL AVE, GLENCOE, MN 55336-5315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Nov 24, 2010	Land Contract, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Nov 9, 2020 · Amount on File
Deed Document Number	20251808037
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Oct 6, 2025
Property Address	10998 CARDINAL AVE, GLENCOE, MN 55336-5315
Document Number	0000073175
Instrument Date	Sep 23, 2025
Instrument	73175
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.67
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10998 CARDINAL AVE, GLENCOE, MN 55336-5315

Mortgage

Document Number	0000073176
Date	Oct 6, 2025
Instrument	73176

Lender

Name	CAMBRIA FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	Nov 9, 2020
Property Address	10998 CARDINAL AVE, GLENCOE, MN 55336-5315
Document Number	0000066617
Instrument Date	Nov 6, 2020
Instrument	66617
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	AVENEL TITLE, AVENUE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10998 CARDINAL AVE, GLENCOE, MN 55336-5315

Mortgage

Document Number	0000066618
Date	Nov 9, 2020
Instrument	66618

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2010: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	MCLEOD MN
Recording Date	Nov 24, 2010
Property Address	10998 CARDINAL AVE, GLENCOE, MN 55336-5315
Document Number	0000T52009
Instrument Date	Aug 1, 2010
Instrument	T52009
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 CROIX AVE N, GOLDEN VALLEY, MN 55422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10998 CARDINAL AVE, GLENCOE, MN 55336-5315

Tax Assessment & Valuation

The 2026 property tax bill for 10998 Cardinal Ave was $1,920 with a homeowner's exemption.

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
County Subdivision	Helen Township
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,920.00 Homeowner's exemption
2025		$251,100 (-1.68%) Land $94,600 Building $156,500	$251,100 (-1.68%) Land $94,600 Building $156,500
2024	$2,050.00	$255,400 Land $97,600 Building $157,800	$255,400 Land $97,600 Building $157,800
2022		$206,500 Land $75,300 Building $131,200	$206,500 Land $75,300 Building $131,200
2019	$978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10998 Cardinal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10998 Cardinal Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	60 / 5

May also be available: AT&T, Nuvera Communications, Verizon.

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