10997 Cedarhurst Way, Riverside, CA 92503 Property Records

Riverside County property record for 10997 Cedarhurst Way, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,533 sqft · built 2008
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Oct 2022)
Tax Bill	$8,044 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`138-450-028`

Property Details

APN / Parcel Number

Primary APN	`138-450-028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,533 sqft Living Area
Gross Area	1,989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10997 CEDARHURST WAY
City	RIVERSIDE
State	CA
Zip	92503-5255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.07 ACRES M/L IN LOT 6 MB 416/062 TR 32772-3
Legal Subdivision	LOT OF TRACT NO. 327723
Legal Tract	32772-3
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2009
Census Tract	41403

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10997 CEDARHURST WAY, RIVERSIDE, CA 92503-5255
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Gift Deed, Transfer · Conventional Mortgage PLANET HOME LENDING
Oct 18, 2022	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 21, 2022	Intrafamily Transfer, Transfer
Sep 29, 2017	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Nov 30, 2020	Loan Modification, Mortgage · Conventional with PMI HOME PT FIN'L
Sep 2, 2020	Loan Modification, Mortgage · Conventional with PMI JAMES A & ELIZABETH R MARES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Nov 27, 2012 · Amount on Record
Deed Document Number	2022433016
Prior Transfer Date	Jun 23, 2011
Prior Transfer Doc	0000292116
Record Updated	Oct 29, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 10, 2026
Property Address	10997 CEDARHURST WAY, RIVERSIDE, CA 92503-5255
Document Number	0000214476
Instrument Date	May 8, 2026
Instrument	2026214476
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10997 CEDARHURST WAY, RIVERSIDE, CA 92503-5255

Mortgage

Document Number	0000214477,
Date	Jul 10, 2026
Instrument	2026214477

Lender

Name	PLANET HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 18, 2022
Property Address	10997 CEDARHURST WAY, RIVERSIDE, CA 92503-5255
Document Number	0000433016
Map Reference	MB 416 PG 62-66
Instrument Date	Sep 14, 2022
Instrument	2022-0433016
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10997 CEDARHURST WAY, RIVERSIDE, CA 92503-5255

Mortgage

Document Number	0000433017
Date	Oct 18, 2022
Instrument	2022-0433017

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 21, 2022
Property Address	10997 CEDARHURST WAY, RIVERSIDE, CA 92503-5255
Document Number	0000278467
Map Reference	MB 416 PG 62-66
Instrument Date	Jun 15, 2022
Instrument	2022-0278467
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16250 HOMECOMING DR UNIT 1302, 1302, CHINO, CA 91708-8824

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10997 CEDARHURST WAY, RIVERSIDE, CA 92503-5255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406205
Date	Sep 29, 2017
Instrument	2017-0406205

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3.75%
Index	1-Year CMT
Margin	2
Max Rate	7.75%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	10997 CEDARHURST WAY, RIVERSIDE, CA 92503-5255
Document Number	0000039468
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10997 CEDARHURST WAY RIVERSIDE CA 925035255, RIVERSIDE, CA 92503-5255

Mortgage

Document Number	0000039468
Date	Jan 21, 2021
Instrument	39468

Lender

Name	HOME PT FIN'L
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RIVERSIDE CA
Property Address	10997 CEDARHURST WAY, RIVERSIDE, CA 92503-5255
Document Number	0000426175
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10997 CEDARHURST WAY RIVERSIDE CA 925035255, RIVERSIDE, CA 92503-5255

Mortgage

Document Number	0000426175
Date	Sep 10, 2020
Instrument	426175

Lender

Name	JAMES A & ELIZABETH R MARES

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$573,051 (+2%) Land $106,120 Building $466,931
2025	$8,044.00 (+3.95%) Homeowner's exemption	$561,816 (+4.04%) Land $104,040 Building $457,776
2023	$7,738.00 (+62.49%) Homeowner's exemption	$540,000 Land $100,000 Building $440,000
2022	$4,762.00
2021			$498,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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