10997 Cape Cod Ln, Huntley, IL 60142 Property Records

McHenry County property record for 10997 Cape Cod Ln, Huntley, IL 60142

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,576 sqft · built 2001
Lot Size0.473 acres (20,602 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (May 2020)
Tax Bill$5,665 (2024)
Deeds & MortgagesMay 2020 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-305-032

Property Details

APN / Parcel Number

Primary APN18-34-305-032

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Units6 Units
Stories2 Stories
Building Area1,576 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Exterior MaterialBrick
Lot Area20,602 sqft (0.473 acres)
Garage Area428 sqft
PorchPorch
Porch Area22 sqft
Patio Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address10997 CAPE COD LN
CityHUNTLEY
StateIL
Zip60142-6782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0017619 UNIT 15-6 THE TOWNES OF WING POINTE CONDO SUPPL 16 (PT W PT LT 3 THE TOWNES OF WING POINTE)
Legal SubdivisionTHE TOWNES OF WING POINTE CONDO
Legal Lot Number3
Legal Unit15-6
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group2
Census Block2000
Census Tract871115

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10997 CAPE COD LN, HUNTLEY, IL 60142-6782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
May 15, 2017Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2020 · Amount on Record
Deed SaleMay 20, 2020 · Amount on Record
Prior SaleMay 15, 2017 · Amount on Record
Deed Document Number202017619
Prior Transfer DateMar 14, 2006
Prior Transfer Doc0000038970
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 20, 2020
Property Address10997 CAPE COD LN, HUNTLEY, IL 60142-6782
Document Number0000017619
Map ReferenceDOC 2000R068554
Instrument DateApr 20, 2020
Instrument2020R0017619
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10997 CAPE COD LN, 10997, HUNTLEY, IL 60142-6782

Transferred To (Grantee/Buyer)

NameVerified Name
Address10997 CAPE COD LN, HUNTLEY, IL 60142-6782

Mortgage

Document Number0000017620
DateMay 20, 2020
Instrument2020R0017620
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 15, 2017
Property Address10997 CAPE COD LN, HUNTLEY, IL 60142-6782
Document Number0000017304
Map ReferenceDOC1999R2749
Instrument DateMay 5, 2017
Instrument2017R0017304
Transaction TypeTransfer
Record UpdatedMay 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$210.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10997 CAPE COD LN, HUNTLEY, IL 60142-6782

Mortgage

Document Number0000017305
DateMay 15, 2017
Instrument2017R0017305
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityHuntley Village
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$5,665.00$71,752 (+22.25%) Land $6,055 Building $65,697$215,256 (+22.25%) Land $18,165 Building $197,091
2022Homeowner's exemption$58,692 Land $4,953 Building $53,739$176,076 Land $14,859 Building $161,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUNTLEY
serves 28,495 people · EPA ID IL1110350
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

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