10997 117th St, Largo, FL 33778 Property Records

Pinellas County property record for 10997 117th St, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,825 sqft · built 1979
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$399,000 (Feb 2024)
Tax Bill$6,822 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Feb 2024 Transfer
Flood ZoneZone X (minimal risk)
APNC62-000-750-8277-6

Property Details

APN / Parcel Number

Primary APNC62-000-750-8277-6
Alternative APNs
  • 16-30-15-78647-000-0520
  • 301516786470000520
  • R173251

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,825 sqft Living Area
Gross Area2,344 sqft
1st Floor Area1,825 sqft
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick/Concrete Block Stucco
Foundation TypeFooting
Roof TypeGable/Hip
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area484 sqft

Exterior Amenities

PorchSlab
Deck AreaDeck Area
Patio Area400 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR173251
Street Address10997 117TH ST
CityLARGO
StateFL
Zip33778-3650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANDY WOODS LOT 52
Legal SubdivisionSANDY WOODS
Legal Lot Number52
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1014
Census Tract25119

Owner

Source: Pinellas County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3990 CARREL BLVD, OCEANSIDE, NY 11572-5918
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 1, 2024Intrafamily Transfer, Transfer
SEMINOLE TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2024 · Amount on Record
Deed SaleFeb 14, 2024 · Amount on Record
Prior SaleMay 1, 2001 · Amount on Record
Deed Document Number202437304
Deed Book / Page22704 / 2103
Prior Transfer DateJan 16, 2024
Prior Transfer Doc0226931197
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 14, 2024
Property Address10997 117TH ST, LARGO, FL 33778-3650
Document Number0227042103
Book / Page22704 / 2103
Map ReferenceMB 77 PG 94
Instrument DateFeb 13, 2024
Instrument2024037304
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanySEMINOLE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,793.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7950 PARK BLVD N # N2206, N2206, PINELLAS PARK, FL 33781-3716

Transferred To (Grantee/Buyer)

NameVerified Name
Address3990 CARREL BLVD, OCEANSIDE, NY 11572-5918

Mortgage

Document Number0227042105
DateFeb 14, 2024
Instrument22704/2105
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateFeb 1, 2024
Property Address10997 117TH ST, LARGO, FL 33778-3650
Document Number0226931197
Book / Page22693 / 1197
Map ReferenceMB 77 PG 94
Instrument DateJan 16, 2024
Instrument2024026244
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanySEMINOLE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10997 117TH ST, LARGO, FL 33778-3650

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySeminole City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,822.00 (+263.07%)$419,087 Land $152,895 Building $266,192$419,087 Land $152,895 Building $266,192
2024$1,879.00 (+1.9%)
2023$1,844.00 (+3.36%) Homeowner's exemption
2022$1,784.00 Homeowner's exemption$4,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 76 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims7 (1981–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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