10995 Francis Ave, Tustin, CA 92782 Property Records

Orange County property record for 10995 Francis Ave, Tustin, CA 92782

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 1,013 sqft · built 1994
Owner	Trust Name on File
Last Sale	$305,000 (Aug 2011)
Tax Bill	$4,114 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`938-224-14`

Property Details

APN / Parcel Number

Primary APN	`938-224-14`
Alternative APN	`525-081-20`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,013 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Garage Area	258 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	10995 FRANCIS AVE
City	TUSTIN
State	CA
Zip	92782-1351
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 14499 BLK LOT 6 UN 174 TRACT 14499, LOT 6 OF PROJECT 938-22 LOCATED ON
Legal Subdivision	CANTADA
Legal Tract	14499
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1002
Census Tract	52419

Owner

10995 Francis Ave, a condominium, is owner-occupied and held in a trust since May 2013.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	10995 FRANCIS AVE, TUSTIN, CA 92782-1351
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2011 · Amount on File
Deed Sale	Aug 2, 2011 · Amount on File
Prior Sale	May 13, 2011 · Amount on File
Deed Document Number	2011376861
Last Transfer Date	May 15, 2013
Transfer Doc	0000377273
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10995 FRANCIS AVE, TUSTIN, CA 92782-1351
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10995 FRANCIS AVE, TUSTIN, CA 92782-1351

Mortgage

Document Number	0000100200
Date	Apr 23, 2024
Instrument	2024000100200

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 5, 2026
Property Address	10995 FRANCIS AVE, TUSTIN, CA 92782-1351
Document Number	0000129745
Instrument Date	Apr 18, 2026
Instrument	2026129745
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	10995 FRANCIS AVE, TUSTIN, CA 92782-1351

Mortgage

Document Number	0000129745,
Date	May 5, 2026
Instrument	2026129745

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 23, 2036

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10995 Francis Ave was $4,114 with a homeowner's exemption, up 4.8% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,624 (+2%) Land $241,338 Building $149,286
2025	$4,114.00 (+4.79%) Homeowner's exemption	$382,965 Land $236,606 Building $146,359
2024	$3,926.00 (+2.37%)
2023	$3,835.00 (-9.06%) Homeowner's exemption	$368,095 Land $227,418 Building $140,677
2022	$4,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10995 Francis Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10995 Francis Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, Cityside Fiber, GeoLinks, Google Fiber, T-Mobile.

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