10992 Juniper Way, Truckee, CA 96161 Property Records

Nevada County property record for 10992 Juniper Way, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,229 sqft · built 1965
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Tax Bill	$7,168 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-120-039-000`

Property Details

APN / Parcel Number

Primary APN	`048-120-039-000`
Alternative APN	`48-120-39-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,229 sqft Living Area
1st Floor Area	848 sqft
2nd Floor Area	381 sqft
Basement Area	459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1969
Architectural Style	Traditional
Lot Area	16,117 sqft (0.37 acres)
Terrain	Above Road/Slope
View / Lot	Average
Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Patio Area	1,229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Old Parcel Number	48-120-39-000
Street Address	10992 JUNIPER WAY
City	TRUCKEE
State	CA
Zip	96161-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	LTS 29,30 HIRSCHDALE TRUCKEE
Legal Subdivision	HIRSCHDALE TRUCKEE
Legal Lot Number	29,30
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	1
Census Block	1004
Census Tract	1205

Owner

10992 Juniper Way is owned and occupied by an individual who acquired it in July 2001.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 10892, TRUCKEE, CA 96162-0892
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Jun 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 14, 2020	Grant Deed, Transfer · Conventional with PMI HOMEOWNERS FIN'L GRP USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 17, 2001
Transfer Doc	0000025141
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Recording Date	Apr 7, 2026
Property Address	10992 JUNIPER WAY, TRUCKEE, CA 96161-1744
Document Number	0000005289
Instrument Date	Mar 19, 2026
Instrument	20265289
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10992 JUNIPER WAY, TRUCKEE, CA 96161-1744

Mortgage

Document Number	0000005289,
Date	Apr 7, 2026
Instrument	20265289

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 24, 2036

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10992 JUNIPER WAY, TRUCKEE, CA 96161-1744
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10992 JUNIPER WAY, TRUCKEE, CA 96161-1744

Mortgage

Document Number	0000008313
Date	Jun 27, 2023
Instrument	20230008313

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	RIVERSIDE, CA 92505

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 14, 2020
Property Address	10992 JUNIPER WAY, TRUCKEE, CA 96161-1744
Document Number	0000019775
Instrument Date	Aug 14, 2020
Instrument	19775
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$622.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5691 TAHOE CITY CA 961455691, TAHOE CITY, CA 96145-5691

Mortgage

Document Number	19776
Date	Aug 14, 2020
Instrument	19776

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10992 Juniper Way was $7,168 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$623,804 (+2%) Land $165,611 Building $458,193
2025	$7,168.00 Homeowner's exemption	$611,573 Land $162,364 Building $449,209
2023	$7,003.00 (+1.79%) Homeowner's exemption	$587,826 Land $156,060 Building $431,766	$664,740
2022	$6,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10992 Juniper Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10992 Juniper Way is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD - HIRSCHDALE serves 85 people · EPA ID CA2910010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Plumas-Sierra Telecommunications.

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