10992 Horseshoe Dr, Frederick, MD 21701 Property Records

Frederick County property record for 10992 Horseshoe Dr, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,445 sqft · built 1976
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$230,000 (Jun 2013)
Tax Bill$3,951 (2024)
Deeds & MortgagesSep 2023 Line of Credit
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-301093

Property Details

APN / Parcel Number

Primary APN13-301093
Alternative APN
  • 301093

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,445 sqft Living Area
Gross Area1,920 sqft
1st Floor Area875 sqft
Basement Area570 sqft
Finished Basement570 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,344 sqft (0.49 acres)
Garage TypeAttached
Garage Area475 sqft
Parking Spaces4 Parking Spaces
Pool Area595 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number301093
Street Address10992 HORSESHOE DR
CityFREDERICK
StateMD
Zip21701-3376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 4, BLK.B, SECT. 1 0.49 ACRE HORSE SHOE DRIVE
Legal SubdivisionHORSESHOE FARM ESTATES
Legal BlockB
Legal Lot Number4
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group3
Census Block3003
Census Tract751701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10992 HORSESHOE DR, FREDERICK, MD 21701-3376
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jan 14, 2021Deed of Trust, Mortgage · VA Mortgage
INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2013 · Amount on Record
Deed SaleJun 10, 2013 · Amount on Record
Prior SaleFeb 27, 2006 · Amount on Record
Deed Book / Page9585 / 1
Last Transfer DateDec 5, 2014
Transfer Doc0103400382
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10992 HORSESHOE DR, FREDERICK, MD 21701-3376
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10992 HORSESHOE DR, FREDERICK, MD 21701-3376

Mortgage

Document Number0165850022
DateSep 1, 2023
Book Page16585/22
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 5, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10992 HORSESHOE DR, FREDERICK, MD 21701-3376
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyCLEAR TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10992 HORSESHOE DR, FREDERICK, MD 21701-3376

Mortgage

Document Number0144560140
DateJan 14, 2021
Book Page14456/140
Lender
NameINTEGRITY HOME MORTGAGE CORP
TypeMortgage Company
AddressWINCHESTER, VA 22602
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$344,400 (+21.38%) Land $136,400 Building $208,000$344,400 (-) Land $136,400 Building $208,000
2024$3,951.00 (+13.76%)
2023$3,473.00$283,733$344,400 Land $136,400 Building $208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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