10991 Two Sisters Ln, Dunkirk, MD 20754 Property Records

Calvert County property record for 10991 Two Sisters Ln, Dunkirk, MD 20754 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4 Baths
Year Built	Built 1997
Square Footage	1,986 sqft Total Area
Lot Size	43,560 sqft (1 acres)
Garage	Attached, 484 sqft
Occupancy	Owner Occupied
Last Sale	$570,000 (2022)
Tax Bill	$4,624.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`03-152642`
Alternative APNs	`3152642` `152642`

Interior

Full Baths	4 Baths
Partial Baths	2 Partial Baths
Building Area	1,986 sqft Total Area
1st Floor	1,008 sqft 1st Floor
Basement Area	833 sqft Basement
Finished Basement	833 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Construction Type	Wood Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Deck Area	100 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	152642
Old Parcel Number	3152642
Street Address	10991 TWO SISTERS LN
City	DUNKIRK
State	MD
Zip	20754-2706
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 2 PLAT 1 HICKORY CREEK
Legal Subdivision	HICKORY CREEK
Legal Lot Number	2
Jurisdiction	CALVERT MD
Minor Civil Division	3, SUNDERLAND
Census Blockgroup	1
Census Block	1003
Census Tract	860103

Owner

Source: Calvert County records · APN 03-152642

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10991 TWO SISTERS LN, DUNKIRK, MD 20754-2706
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2022 · Amount on Record
Deed Sale	Aug 03, 2022 · Amount on Record
Prior Sale	Dec 15, 1997 · Amount on Record
Deed Doc Number	0006322488
Deed Book / Page	6322 / 488
Record Refreshed	Jun 07, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 03, 2022
Property Address	10991 TWO SISTERS LN, DUNKIRK, MD 20754-2706
Document Number	0063220488
Book / Page	6322 / 488
Map Reference	LB ABE 4 FO 330
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	10991 TWO SISTERS LN, DUNKIRK, MD 20754-2706

Mortgage

Document Number	0006322495
Date	Aug 03, 2022
Instrument	6322/495

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,624.00	$445,100	$554,700 Land $170,000 Building $384,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.