10991 Ringtail Rd, Penn Valley, CA 95946 Property Records

Nevada County property record for 10991 Ringtail Rd, Penn Valley, CA 95946

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,471 sqft · built 1979
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Company Names on Record
Last Sale	$355,000 (Aug 2025)
Tax Bill	$4,466 (2025)
Deeds & Mortgages	Sep 2026 Sale Feb 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-510-013-000`

Property Details

APN / Parcel Number

Primary APN	`033-510-013-000`
Alternative APN	`33-510-13-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Lot Area	15,246 sqft (0.35 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	33-510-13-000
Street Address	10991 RINGTAIL RD
City	PENN VALLEY
State	CA
Zip	95946-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-PD
Legal Description	LOT 1669 LAKE WILDWOOD UNIT #4
Legal Subdivision	LAKE WILDWOOD UNIT #4
Legal Lot Number	1669
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	4
Census Block	4002
Census Tract	401

Owner

Source: Nevada County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10991 RINGTAIL RD, PENN VALLEY, CA 95946-9427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Feb 20, 2015 · Amount on Record
Deed Document Number	202513016
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 25, 2026
Property Address	10991 RINGTAIL RD, PENN VALLEY, CA 95946-9427
Document Number	0000015528
Instrument Date	Sep 25, 2026
Instrument	202615528
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10991 RINGTAIL RD, PENN VALLEY, CA 95946-9427

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10991 RINGTAIL RD, PENN VALLEY, CA 95946-9427
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10991 RINGTAIL RD, PENN VALLEY, CA 95946-9427

Mortgage

Document Number	0000002377
Date	Feb 1, 2022
Instrument	20220002377

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.62%

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,000 (+34.27%) Land $80,000 Building $275,000
2025	$4,466.00 (+4.91%) Homeowner's exemption	$264,397 (+4.04%) Land $96,143 Building $168,254
2023	$4,257.00 (+5.22%) Homeowner's exemption	$254,131 Land $92,410 Building $161,721	$413,280
2022	$4,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA ID - LAKE WILDWOOD serves 9,108 people · EPA ID CA2910023
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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