10990 Douglas Rd, Temperance, MI 48182 Property Records

Monroe County property record for 10990 Douglas Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	8 acres (348,480 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (Jun 2013)
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-004-014-00`

Property Details

APN / Parcel Number

Primary APN	`02-004-014-00`

Exterior

Lot Area	348,480 sqft (8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10990 DOUGLAS RD
City	TEMPERANCE
State	MI
Zip	48182-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 T8S R7E 8 ACRES COM @ A PT IN CEN OF DOUGLAS RD 1866.66 FT N OF SW COR OF SEC 4 TH ALG C/L OF SD RD N 136.34 FT TH S
Legal Range	07E
Legal Township	08S
Legal Section	04
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2003
Census Tract	833200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10990 DOUGLAS RD, TEMPERANCE, MI 48182-9769
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Intrafamily Transfer, Transfer
Jan 14, 2021	Deed of Trust, Mortgage · Conventional with PMI DIRECTIONS CU
Jan 22, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Jul 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2013 · Amount on Record
Deed Sale	Jun 26, 2013 · Amount on Record
Prior Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	201316862
Last Transfer Date	Jan 14, 2021
Transfer Doc	0000002244
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jan 25, 2021
Property Address	10990 DOUGLAS RD, TEMPERANCE, MI 48182-9769
Document Number	2021R02244
Instrument Date	Jan 14, 2021
Instrument	2021R02244
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10990 DOUGLAS RD, TEMPERANCE, MI 48182-9769

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10990 DOUGLAS RD, TEMPERANCE, MI 48182-9769
Document Number	0000002166
Instrument Date	Jan 14, 2021
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10990 DOUGLAS RD TEMPERANCE MI 481829769, TEMPERANCE, MI 48182-9769

Mortgage

Document Number	0000002166
Date	Jan 22, 2021
Instrument	2166

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 21, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jan 22, 2021
Property Address	10990 DOUGLAS RD, TEMPERANCE, MI 48182-9769
Document Number	0000002165
Instrument Date	Jan 4, 2021
Instrument	2165
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10990 DOUGLAS RD TEMPERANCE MI 481829769, TEMPERANCE, MI 48182-9769

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	10990 DOUGLAS RD, TEMPERANCE, MI 48182-9769
Document Number	0000003793
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10990 DOUGLAS RD TEMPERANCE MI 481829769, TEMPERANCE, MI 48182-9769

Mortgage

Document Number	0000003793
Date	Feb 25, 2020
Instrument	3793

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 24, 2030

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jul 13, 2018
Property Address	10990 DOUGLAS RD, TEMPERANCE, MI 48182-9769
Document Number	0000012391
Instrument Date	Jul 9, 2018
Instrument	12391
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10990 DOUGLAS RD TEMPERANCE MI 481829769, TEMPERANCE, MI 48182-9769

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,300 (+32.86%) Land $250,300	$500,600 (+32.86%) Land $500,600
2025	$4,575.00 (+15.33%) Homeowner's exemption
2023	$3,967.00 Homeowner's exemption	$188,400	$376,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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