Hamilton County property record for 10990 Carnegie Dr, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,948 sqft · built 1955 |
| Lot Size | 0.355 acres (15,507 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,500 (Sep 2025) |
| Tax Bill | $3,741 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0006-0042-00 |
| Primary APN | 591-0006-0042-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| 2nd Floor Area | 936 sqft |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,507 sqft (0.355 acres) |
| Lot Dimensions | 158 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10990 CARNEGIE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARNEGIE DR 95.26 X 158.25 IRR LOT 42 CAMERONPARK SUB SEC 1 |
| Legal Subdivision | CAMERON PARK SUB |
| Legal Lot Number | 42 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21504 |
10990 Carnegie Dr is owned and occupied by an individual who bought it in September 2025.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10990 CARNEGIE DR, CINCINNATI, OH 45240-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Nov 6, 2018 | Warranty Deed, Transfer · Conventional with PMI NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on File |
| Deed Sale | Sep 10, 2025 · Amount on File |
| Prior Sale | Nov 6, 2018 · Amount on File |
| Deed Document Number | 0000070053 |
| Deed Book / Page | 15497 / 2118 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 10, 2025 |
| Property Address | 10990 CARNEGIE DR, CINCINNATI, OH 45240-3610 |
| Document Number | 0000070053 |
| Book / Page | 15497 / 2118 |
| Map Reference | MB 74 PG 69&70 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025-0070053 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $272.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10990 CARNEGIE DR, CINCINNATI, OH 45240-3610 |
| Investor | Possibly a Property Investor |
| Document Number | 0000070054 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 2025-0070054 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 6, 2018 |
| Property Address | 10990 CARNEGIE DR, CINCINNATI, OH 45240-3610 |
| Document Number | 0000098631 |
| Book / Page | 013790 / 001509 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 98631 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $409.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10990 CARNEGIE DR CINCINNATI OH 452403610, CINCINNATI, OH 45240-3610 |
| Document Number | 98632 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 013790/001511 |
| Instrument | 98632 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2048 |
The 2025 property tax bill for 10990 Carnegie Dr was $3,741, up 2.7% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,741.00 (+2.75%) | $63,578 (-) Land $12,880 Building $50,698 | |
| 2024 | $3,641.00 (-1.35%) | $63,578 (-) Land $12,880 Building $50,698 | |
| 2023 | $3,691.00 (+0.74%) | $63,578 (+33.08%) Land $12,880 Building $50,698 | $181,650 Land $36,800 Building $144,850 |
| 2022 | $3,664.00 Homeowner's exemption | $47,775 Land $11,466 Building $36,309 | |
| 2020 | $136,500 Land $32,760 Building $103,740 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10990 Carnegie Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10990 Carnegie Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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