1099 Willow Dr, Wayzata, MN 55391 Property Records

Hennepin County property record for 1099 Willow Dr, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,050 sqft · built 1958
Lot Size	1.78 acres (77,537 sqft)
Owner	Individual Name on File
Last Sale	$631,500 (Apr 2021)
Tax Bill	$7,446 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-117-23-24-0016`

Property Details

APN / Parcel Number

Primary APN	`10-117-23-24-0016`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	1,050 sqft
Basement Area	945 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	77,537 sqft
Lot Dimensions	350 ft deep x 20 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	1,008 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	162 sqft
Deck Area	588 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	1099 WILLOW DR
City	WAYZATA
State	MN
Zip	55391-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED 10 117 23 COM AT A PT IN W LINE OF NE 1/4 OF NW 1/4 DIST 395 FT 10 INCHES N FROM SW COR THEREOF TH S 35 DEG 45 MIN E DIST 1093.9 FT TO ACTUAL PT OF T NE200X350X205X395
Legal Range	23
Legal Township	117
Legal Section	10
Legal Quarter	24
Legal Subdivision	UNPLATTED 10 117 23
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	ORONO
Census Block Group	1
Census Block	1034
Census Tract	27205

Owner

1099 Willow Dr is owned and occupied by an individual who bought it in April 2021.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1099 WILLOW DR, WAYZATA, MN 55391-9385
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional with PMI MERCHANTS BK
Mar 31, 2020	Deed of Trust, Mortgage · Conventional with PMI MERCHANTS BK
Nov 19, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Jul 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2018	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BK/BANGOR
Mar 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROUNDBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2021 · Amount on File
Deed Sale	Apr 2, 2021 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	202110941666
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0010573878
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 2, 2021
Property Address	1099 WILLOW DR, WAYZATA, MN 55391-9385
Document Number	0A10941666
Instrument Date	Mar 11, 2021
Instrument	A10941666
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,083.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1099 WILLOW DR, WAYZATA, MN 55391-9385

Mortgage

Document Number	0A10941667
Date	Apr 2, 2021
Instrument	A10941667

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1099 WILLOW DR, WAYZATA, MN 55391-9385
Document Number	0010774213
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1099 WILLOW DR WAYZATA MN 553919385, WAYZATA, MN 55391-9385

Mortgage

Document Number	0010774213
Date	Apr 10, 2020
Instrument	10774213

Lender

Name	MERCHANTS BK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1099 WILLOW DR, WAYZATA, MN 55391-9385
Document Number	0010884555
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1099 WILLOW DR WAYZATA MN 553919385, WAYZATA, MN 55391-9385

Mortgage

Document Number	0010884555
Date	Dec 11, 2020
Instrument	10884555

Lender

Name	MERCHANTS BK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1099 WILLOW DR, WAYZATA, MN 55391-9385
Document Number	0010735537
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 WILLOW DR WAYZATA MN 553919385, WAYZATA, MN 55391-9385

Mortgage

Document Number	0010735537
Date	Dec 13, 2019
Instrument	10735537

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 12, 2018
Property Address	1099 WILLOW DR, WAYZATA, MN 55391-9385
Document Number	0010573878
Instrument Date	Jul 9, 2018
Instrument	10573878
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1099 WILLOW DR WAYZATA MN 553919385, WAYZATA, MN 55391-9385

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Mar 1, 2018
Property Address	1099 WILLOW DR, WAYZATA, MN 55391-9385
Document Number	0010533057
Instrument Date	Feb 28, 2018
Instrument	10533057
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	PILLAR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 WILLOW DR WAYZATA MN 55391, WAYZATA, MN 55391

Mortgage

Document Number	10533058
Date	Mar 1, 2018
Instrument	10533058

Lender

Name	MERCHANTS BK/BANGOR
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1099 WILLOW DR, WAYZATA, MN 55391-9385
Document Number	0010426516
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	BURNET TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 WILLOW DR WAYZATA MN 55391, WAYZATA, MN 55391

Mortgage

Document Number	0010426516
Date	Apr 5, 2017
Instrument	10426516

Lender

Name	ROUNDBANK
Type	Bank
Address	FARMINGTON, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1099 Willow Dr was $7,446.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Orono City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,446.00	$717,600 Land $304,500 Building $413,100	$717,600 Land $304,500 Building $413,100
2023	$6,123.00 Homeowner's exemption
2022		$610,000 Land $218,000 Building $392,000	$610,000 Land $218,000 Building $392,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1099 Willow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1099 Willow Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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