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1099 Western Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 1099 Western Ave, Ben Lomond, CA 95005

Property Summary

Property TypeRecreational Vacant Land
Details3 bd · 2 ba · 2,806 sqft · built 1981
Lot Size7.39 acres (321,952 sqft)
OwnerTrust Name on File
Last Sale$645,000 (Sep 2013)
Tax Bill$9,609 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN079-311-18

Property Details

APN / Parcel Number

Primary APN079-311-18
Alternative APN
  • 079-311-18-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,806 sqft Gross Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area321,952 sqft
TerrainSteep
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
Deck Area557 sqft
Patio Area557 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1099 WESTERN DR
CityBROOKDALE
StateCA
Zip95007
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3030
Census Tract120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address1099 WESTERN AVE, BEN LOMOND, CA 95005-9234
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
PREMIER MORTGAGE RESOURCES LLC
Jan 24, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2013 · Amount on File
Deed SaleSep 25, 2013 · Amount on File
Prior SaleJul 28, 2004 · Amount on File
Deed Document Number201346904
Last Transfer DateJan 4, 2017
Transfer Doc0000002758
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1099 WESTERN AVE, BEN LOMOND, CA 95005-9234
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1099 WESTERN AVE, BEN LOMOND, CA 95005-9234

Mortgage

Document Number0000046809
DateSep 10, 2021
Instrument2021-0046809
Lender
NamePREMIER MORTGAGE RESOURCES LLC
TypeMortgage Company
AddressPORTLAND, OR 97209
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 24, 2017
Property Address1099 WESTERN AVE, BEN LOMOND, CA 95005-9234
Document Number0000002758
Instrument DateJan 4, 2017
Instrument2758
Transaction TypeTransfer
Record UpdatedMar 2, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1099 WESTERN AVE BEN LOMOND CA 950059234, BEN LOMOND, CA 95005-9234

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$806,496 (+2%) Land $412,626 Building $393,870
2025$9,609.00 (+4.24%)$790,682 (+4.04%) Land $404,535 Building $386,147
2023$9,218.00 (+2.41%)$759,978 Land $388,826 Building $371,152$942,660
2022$9,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims18 (1982–2023)
Claims Outside the SFHA12 of 18
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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