1099 SE 46th Loop, Keystone Heights, FL 32656 Property Records

Bradford County property record for 1099 SE 46th Loop, Keystone Heights, FL 32656 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	4,452 sqft Heated Area
Lot Size	37,290 sqft (0.856 acres)
Garage	Carport
Occupancy	Owner Occupied
Tax Bill	$7,508.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05656-A-01700`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	4,452 sqft Heated Area
Gross Area	6,020 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	37,290 sqft (0.856 acres)
Depth X Width	330 ft x 113 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Deck Area	446 sqft Deck
Patio Area	980 sqft Patio
Utility Building	160 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	1099 SE 46TH LOOP
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-6272
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	13 8S 22 LOT 17 OF PARADISE SHORES S/D UNRCD. MORE PART DESC AS: COM AT NE COR OF SEC 24, S0047'06"E 659.91', N8912'33"W 65
Legal Range	22E
Legal Township	08S
Legal Section	13
Legal Subdivision	PARADISE SHORES S/D
Legal Lot Number	17
Jurisdiction	BRADFORD FL
Minor Civil Division	HAMPTON
Census Blockgroup	1
Census Block	1009
Census Tract	301

Owner

Source: Bradford County records · APN 05656-A-01700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1099 SE 46TH LOOP, KEYSTONE HEIGHTS, FL 32656-6272
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 09, 2021	Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Apr 03, 2019	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2023
Deed Sale	May 30, 2023
Prior Sale	Apr 03, 2019 · Amount on Record
Deed Doc Number	0002028303
Deed Book / Page	1912 / 138
Prior Transfer Date	Jul 09, 2021
Prior Transfer Doc	202104006403
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Jul 09, 2021
Property Address	1099 SE 46TH LOOP, KEYSTONE HEIGHTS, FL 32656-6272
Document Number	1912/138
Book / Page	1912 / 138
Instrument Date	Jun 03, 2021
Instrument	202104006403
Transaction Type	Transfer
Record Updated	Aug 02, 2021
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6880 SW 101ST ST, 6880, HAMPTON, FL 32044-4364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 SE 46TH LOOP, KEYSTONE HEIGHTS, FL 32656-6272

Mortgage

Document Number	1912142
Date	Jul 09, 2021
Instrument	1912/142

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Apr 03, 2019
Property Address	1099 SE 46TH LOOP, KEYSTONE HEIGHTS, FL 32656-6272
Document Number	0004002933
Book / Page	001784 / 000105
Instrument Date	Mar 29, 2019
Instrument	4002933
Transaction Type	Transfer
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1099 SE 46TH LOOP KEYSTONE HEIGHTS FL 326566272, KEYSTONE HEIGHTS, FL 32656-6272

Mortgage

Document Number	4002934
Date	Apr 03, 2019
Book Page	001784/000109
Instrument	4002934

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.37%

Tax Assessment & Valuation

Source: Bradford County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,508.00	$464,230 (+8.72%) Land $56,607 Building $407,623	$464,230 (+7.54%) Land $56,607 Building $407,623
2024	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$426,989 (+3%)	$431,675 (+4.13%) Land $46,076 Building $385,599
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$414,552 (+14.63%) Land $46,076 Building $368,476	$414,552 (+14.63%) Land $46,076 Building $368,476
2022	$5,760.00	$361,637 Land $46,076 Building $315,561	$361,637 Land $46,076 Building $315,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bradford County (12007C), updated November 2, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1099 SE 46th Loop, Keystone Heights, FL 32656 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on SE 46th Loop

Nearby Streets

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