Cabarrus County property record for 1099 Old Trace Rd NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,952 sqft · built 2020 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $391,000 (Jun 2020) |
| Tax Bill | $4,730 (2023) |
| Deeds & Mortgages | Oct 2022 Transfer Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02001O0263.000000 |
| Primary APN | 02001O0263.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,952 sqft Living Area |
| Gross Area | 3,705 sqft |
| 1st Floor Area | 1,251 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 122 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 477 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 656 sqft |
| Porch | Slab |
| Porch Area | 156 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 158757 |
|---|---|
| Street Address | 1099 OLD TRACE RD NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-8644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Description | LT 263 ALLEN MILLS |
| Legal Subdivision | ALLEN MILLS |
| Legal Lot Number | 263 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 41306 |
1099 Old Trace Rd NW is owner-occupied and held in a trust since October 2022.
Source: Cabarrus County records, as of October 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1099 OLD TRACE RD NW, CONCORD, NC 28027-8644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2022 | Intrafamily Transfer, Transfer |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on File |
| Deed Sale | Jun 26, 2020 · Amount on File |
| Deed Book / Page | 14281 / 178 |
| Last Transfer Date | Oct 17, 2022 |
| Transfer Doc | 0001624898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 19, 2022 |
| Property Address | 1099 OLD TRACE RD NW, CONCORD, NC 28027-8644 |
| Document Number | 0001624898 |
| Book / Page | 16248 / 98 |
| Map Reference | MB 82 PG 21-25 |
| Instrument Date | Oct 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1099 OLD TRACE RD NW, 1099, CONCORD, NC 28027-8644 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1099 OLD TRACE RD NW, CONCORD, NC 28027-8644 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1099 OLD TRACE RD NW, CONCORD, NC 28027-8644 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0014889112 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 14889/112 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1099 OLD TRACE RD NW, CONCORD, NC 28027-8644 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015320123 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 15320/123 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $674,440 (-) Land $160,000 Building $514,440 | ||
| 2025 | $674,440 Land $160,000 Building $514,440 | ||
| 2024 | $674,440 (+73.95%) Land $160,000 Building $514,440 | ||
| 2023 | $4,730.00 | $387,710 Land $86,000 Building $301,710 | $387,710 Land $86,000 Building $301,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1099 Old Trace Rd NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1099 Old Trace Rd NW is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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