Erath County property record for 1099 N Isla St, Stephenville, TX 76401
| Property Type | Single Family Home |
|---|---|
| Details | 1,374 sqft · built 1948 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,300 (May 2025) |
| Tax Bill | $3,610 (2026) |
| Deeds & Mortgages | May 2008 Line of Credit Oct 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000032935 |
| Primary APN | R000032935 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,374 sqft Living Area |
| 1st Floor Area | 1,374 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Porch |
| Porch Area | 40 sqft |
| Patio Area | 160 sqft |
| Account Number | R.5500.00230.00.0 |
|---|---|
| Street Address | 1099 N ISLA ST |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-2932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S5500 POULTER ADDITION;, BLOCK 2;, LOT 9 & 10A |
| Legal Subdivision | POULTER ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 950502 |
1099 N Isla St is owned and occupied by an individual who bought it in May 2025.
Source: Erath County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1099 N ISLA ST, STEPHENVILLE, TX 76401-2932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2008 | Deed of Trust, Mortgage · Line of Credit TEXAS BANK |
| Oct 29, 2025 | Vendor's Lien, Transfer CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| May 28, 2025 | Vendor's Lien, Transfer · Conventional Mortgage HURST REAL ESTATE INC |
| Sep 25, 2018 | Vendor's Lien, Transfer · FHA Mortgage AMCAP MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2025 · Amount on File |
| Deed Sale | May 28, 2025 · Amount on File |
| Prior Sale | Sep 25, 2018 · Amount on File |
| Deed Document Number | 20252894 |
| Prior Transfer Date | Sep 24, 2018 |
| Prior Transfer Doc | 0201805541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Property Address | 1099 N ISLA ST, STEPHENVILLE, TX 76401-2932 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01381/0307 |
|---|---|
| Date | May 2, 2008 |
| Book Page | 1381/0307 |
| Instrument | 83279 |
| Name | TEXAS BANK |
|---|---|
| Address | STEPHENVILLE, TX 76401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Oct 29, 2025 |
| Property Address | 1099 N ISLA ST, STEPHENVILLE, TX 76401-2932 |
| Document Number | 0202505908 |
| Map Reference | VOL 367 PG 419 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025-05908 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2007 W CEDAR ST, STEPHENVILLE, TX 76401-8024 |
| Name | Verified Name |
|---|---|
| Address | 1099 N ISLA ST, STEPHENVILLE, TX 76401-2932 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | May 28, 2025 |
| Property Address | 1099 N ISLA ST, STEPHENVILLE, TX 76401-2932 |
| Document Number | 0202502894 |
| Map Reference | VOL 381 PG 105 |
| Instrument Date | May 27, 2025 |
| Instrument | 2025-02894 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | UNKNOWN, UPWARD TITLE TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 233 JACINTH LN, GRANBURY, TX 76049-7796 |
| Name | Verified Name |
|---|---|
| Address | 1099 N ISLA ST, STEPHENVILLE, TX 76401-2932 |
| Document Number | 0202502895 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 2025-02895 |
| Name | HURST REAL ESTATE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Sep 25, 2018 |
| Property Address | 1099 N ISLA ST, STEPHENVILLE, TX 76401-2932 |
| Document Number | 0201805541 |
| Map Reference | VOL 381 PG 105 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 2018-05541 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Title Company | N TITLE COMPANY, KING TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4107 FRANKLIN DR, VERNON, TX 76384-4901 |
| Name | Verified Name |
|---|---|
| Address | 1099 N ISLA ST, STEPHENVILLE, TX 76401-2932 |
| Document Number | 0201805542 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 2018-05542 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2026 property tax bill for 1099 N Isla St was $3,610 with a homeowner's exemption, up 28.8% from the year before.
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Municipality | Stephenville City |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,610.00 (+28.84%) | $215,570 (-12.93%) Land $40,000 Building $175,570 | $215,570 (-12.93%) Land $40,000 Building $175,570 |
| 2025 | $2,802.00 Homeowner's exemption | $247,570 Land $40,000 Building $207,570 | $247,570 Land $40,000 Building $207,570 |
| 2023 | $2,551.00 (-17.76%) Homeowner's exemption | $224,950 Land $40,000 Building $184,950 | $224,950 Land $40,000 Building $184,950 |
| 2022 | $3,102.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1099 N Isla St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1099 N Isla St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STEPHENVILLE serves 23,110 people · EPA ID TX0720002 |
|---|---|
| Water Source | Purchased surface water from UPPER LEON RIVER MWD |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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