1099 Maple St, Rochester, NY 14611 Property Records

Monroe County and Rochester City property record for 1099 Maple St, Rochester, NY 14611

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 966 sqft · built 1920
Lot Size	0.119 acres (5,190 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2017)
Tax Bill	$1,411 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`092288-01.0`

Property Details

APN / Parcel Number

Primary APN	`092288-01.0`
Alternative APNs	`140012031000010130000000` `261400 120.31-1-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	552 sqft
Upper Floors Area	414 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,190 sqft (0.119 acres)
Lot Dimensions	136 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	092288-01.0
Street Address	1099 MAPLE ST
City	ROCHESTER
State	NY
Zip	14611-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0087.02 512 24 00000 9 & PT ST D REARDON EST SUB
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1014
Census Tract	8702

Owner

1099 Maple St is owned and occupied by an individual who bought it in December 2017.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1099 MAPLE ST, ROCHESTER, NY 14611-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit ESL FCU
Dec 28, 2017	Deed, Transfer · Conventional Mortgage FIVE STAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on File
Deed Sale	Dec 28, 2017 · Amount on File
Prior Sale	Aug 28, 2015 · Amount on File
Deed Document Number	2017824
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1099 MAPLE ST, ROCHESTER, NY 14611-1543
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 MAPLE ST, ROCHESTER, NY 14611-1543

Mortgage

Document Number	202603388301
Date	Feb 26, 2026
Book Page	31261/642
Instrument	202603388301

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	Dec 28, 2017
Property Address	1099 MAPLE ST, ROCHESTER, NY 14611-1543
Document Number	0000000824
Map Reference	LB 58 PG 14
Instrument Date	Dec 11, 2017
Instrument	201712280824
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 LARKWOOD DR, 84, ROCHESTER, NY 14626-4267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 MAPLE ST, ROCHESTER, NY 14611-1543

Mortgage

Document Number	0000000825
Date	Dec 28, 2017
Instrument	201712280825

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1099 Maple St was $1,411, up 25.2% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,411.00 (+25.2%)
2025	$1,127.00	$113,300 Land $11,500 Building $101,800	$113,300 Land $11,500 Building $101,800
2023		$60,000 Land $6,000 Building $54,000	$72,289 Land $7,229 Building $65,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1099 Maple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1099 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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