1099 Jim Thomas Rd, Demorest, GA 30535 Property Records

Habersham County property record for 1099 Jim Thomas Rd, Demorest, GA 30535

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,150 sqft · built 2022
Lot Size	7.33 acres (319,295 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,670 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022 164A`

Property Details

APN / Parcel Number

Primary APN	`022 164A`
Alternative APNs	`682925` `519691`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,150 sqft Heated Area
Gross Area	3,278 sqft
1st Floor Area	1,424 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	319,295 sqft (7.33 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	519691
Street Address	1099 JIM THOMAS RD
City	DEMOREST
State	GA
Zip	30535-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-165 PB 72-51 1283-922
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2027
Census Tract	201

Owner

1099 Jim Thomas Rd is owned and occupied by two individuals who acquired it in February 2024.

Source: Habersham County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1099 JIM THOMAS RD, DEMOREST, GA 30535-2420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Oct 3, 2024	Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK
Sep 24, 2025	Warranty Deed, Transfer
Aug 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 12, 2024
Transfer Doc	001411/510
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Aug 26, 2026
Property Address	1099 JIM THOMAS RD, DEMOREST, GA 30535-2420
Document Number	1444000942
Book / Page	1444 / 942
Instrument Date	Aug 7, 2026
Transaction Type	Mortgage
Record Updated	Sep 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 JIM THOMAS RD, DEMOREST, GA 30535-2420

Mortgage

Document Number	1444000942,
Date	Aug 26, 2026
Book Page	1444/942

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2031

Interest

Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1099 JIM THOMAS RD, DEMOREST, GA 30535-2420
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 JIM THOMAS RD, DEMOREST, GA 30535-2420

Mortgage

Document Number	0000001378/0000000955
Date	Oct 3, 2024
Book Page	0000001378/0000000955

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2029

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 24, 2025
Property Address	1099 JIM THOMAS RD, DEMOREST, GA 30535-2420
Document Number	001411/510
Book / Page	1411 / 510
Instrument Date	Feb 12, 2024
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1099 JIM THOMAS RD, DEMOREST, GA 30535-2420

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	1099 JIM THOMAS RD, DEMOREST, GA 30535-2420
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001316/0000000850
Date	Aug 24, 2022
Book Page	0000001316/0000000850

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1099 Jim Thomas Rd was $4,670 with a homeowner's exemption, down 1% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,670.00 (-1%) Homeowner's exemption	$236,291 (+5.39%) Land $52,126 Building $184,165	$590,727 (+5.39%) Land $130,315 Building $460,412
2025	$4,717.00 Homeowner's exemption	$224,203 Land $42,665 Building $181,538	$560,506 Land $106,662 Building $453,844
2023	$1,018.00 (+43.79%)	$39,232 (+43.75%) Land $39,232	$98,080 (+43.75%) Land $98,080
2022	$708.00	$27,292 Land $27,292	$68,230 Land $68,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1099 Jim Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1099 Jim Thomas Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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