San Bernardino County property record for 10989 Sinclair St, Rancho Cucamonga, CA 91701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,718 sqft · built 1995 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $930,000 (Aug 2026) |
| Tax Bill | $9,302 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1076-611-20-0000 |
| Primary APN | 1076-611-20-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,718 sqft Living Area |
| Gross Area | 2,178 sqft |
| 1st Floor Area | 1,718 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Patio/Porch |
| Porch Area | 268 sqft |
| Patio Area | 268 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10989 SANTA CLARA CT |
|---|---|
| City | RANCHO CUCAMONGA |
| State | CA |
| Zip | 91701-4432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 14116 LOT 17 BOOK 258 PAGE 42 |
| Legal Subdivision | TRACT NO. 14116 |
| Legal Tract | 14116 |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 2029 |
10989 Sinclair St is owned and occupied by an individual who bought it in August 2026.
Source: San Bernardino County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10989 SANTA CLARA CT, RANCHO CUCAMONGA, CA 91701-4432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 14, 2026 | Grant Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Jan 29, 2024 | Grant Deed, Transfer · Conventional Mortgage ALLY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2026 · Amount on File |
| Deed Sale | Aug 14, 2026 · Amount on File |
| Prior Sale | Jan 29, 2024 · Amount on File |
| Deed Document Number | 2026214440 |
| Prior Transfer Date | Apr 10, 2015 |
| Prior Transfer Doc | 0000167918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 14, 2026 |
| Property Address | 10989 SANTA CLARA CT, RANCHO CUCAMONGA, CA 91701-4432 |
| Document Number | 0000214440 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 2026214440 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | N TITLE COMPANY, SOCAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103,323.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10989 SANTA CLARA CT, RANCHO CUCAMONGA, CA 91701-4432 |
| Document Number | 0000214441, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 2026214441 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 29, 2024 |
| Property Address | 10989 SINCLAIR ST, RANCHO CUCAMONGA, CA 91701 |
| Document Number | 0000021089 |
| Map Reference | MB 258 PG 42-44 |
| Instrument Date | Jan 10, 2024 |
| Instrument | 2024-0021089 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10989 SANTA CLARA CT, RANCHO CUCAMONGA, CA 91701-4432 |
| Document Number | 0000021090 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-0021090 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 10989 Sinclair St was $9,302.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Rancho Cucamonga City |
| Elementary School District | Alta Loma Elementary School District (KG - 08) |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $827,119 (+2%) Land $206,780 Building $620,339 | |
| 2025 | $9,302.00 | $810,900 Land $202,725 Building $608,175 |
| 2023 | $6,593.00 (+0.38%) | $571,816 Land $142,954 Building $428,862 |
| 2022 | $6,568.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10989 Sinclair St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10989 Sinclair St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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