10989 Pearson Rd, Lodi, CA 95240 Property Records

San Joaquin County property record for 10989 Pearson Rd, Lodi, CA 95240

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 1,873 sqft · built 1978
Lot Size	10 acres (438,649 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,807 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2021 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`059-190-040-000`

Property Details

APN / Parcel Number

Primary APN	`059-190-040-000`
Alternative APN	`059-190-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,873 sqft Gross Area
1st Floor Area	1,873 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Concrete
Lot Area	438,649 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	059-190-04
Street Address	10989 PEARSON RD
City	LODI
State	CA
Zip	95240-9407
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG40
Legal Description	REDRAW 871023 FR ORIG APN 059091371
Legal Subdivision	MORSE COLONY
Legal Block	3
Legal Lot Number	28
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3015
Census Tract	4108

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10989 PEARSON RD, LODI, CA 95240-9407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 4, 2021	Quit Claim Deed, Transfer INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
Dec 23, 2020	Quit Claim Deed, Transfer WEST COAST FNDG & R/E
Nov 17, 2020	Correction Deed NOT AVAILABLE
Apr 9, 2021	Re-recorded Document
Sep 25, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2020
Transfer Doc	0000182230
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	10989 PEARSON RD, LODI, CA 95240-9407
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10989 PEARSON RD, LODI, CA 95240-9407

Mortgage

Document Number	0000091007
Date	Nov 3, 2023
Instrument	2023-091007

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 4, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 4, 2021
Property Address	10989 PEARSON RD, LODI, CA 95240-9407
Document Number	0000000005
Instrument Date	Dec 18, 2020
Instrument	5
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10989 PEARSON RD LODI CA 952409407, LODI, CA 95240-9407

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 23, 2020
Property Address	10989 PEARSON RD, LODI, CA 95240-9407
Document Number	0000182230
Instrument Date	Dec 18, 2020
Instrument	182230
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10989 PEARSON RD LODI CA 952409407, LODI, CA 95240-9407

Mortgage

Document Number	182231
Date	Dec 23, 2020
Instrument	182231

Lender

Name	WEST COAST FNDG & R/E
Address	SAN DIEGO, CA 92131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

November 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 17, 2020
Property Address	10989 PEARSON RD, LODI, CA 95240-9407
Document Number	0000158927
Instrument Date	Nov 5, 2020
Instrument	158927
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1002 FRENCH CAMP CA 952311002, FRENCH CAMP, CA 95231-1002

April 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 9, 2021
Property Address	10989 PEARSON RD, LODI, CA 95240-9407
Document Number	0000063062
Map Reference	VOL 5 PG 19
Instrument Date	Nov 5, 2020
Instrument	2021-063062
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1002, FRENCH CAMP, CA 95231-1002

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 25, 2020
Property Address	10989 PEARSON RD, LODI, CA 95240-9407
Document Number	0000127275
Instrument Date	Sep 25, 2020
Instrument	127275
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$17.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1002 FRENCH CAMP CA 952311002, FRENCH CAMP, CA 95231-1002

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,807.00 (-0.03%)
2025	$5,809.00 (+2.81%) Homeowner's exemption	$478,070 (+4.04%) Land $251,139 Building $226,931
2023	$5,650.00 (+2.04%) Homeowner's exemption	$459,508 Land $241,388 Building $218,120
2022	$5,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave.

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