Flathead County property record for 10989 N Fork Rd, Polebridge, MT 59928
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 346 sqft · built 2021 |
| Lot Size | 20 acres (874,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,800 (Jul 2020) |
| Tax Bill | $1,662 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | R848560 |
| Primary APN | R848560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 346 sqft Living Area |
| 1st Floor Area | 288 sqft |
| Attic | Attic |
| Attic Area | 58 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 874,685 sqft (20 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Wood |
| Account Number | 0000015844 |
|---|---|
| Street Address | 10989 N FORK RD |
| City | POLEBRIDGE |
| State | MT |
| Zip | 59928-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S21, T35 N, R21 W, ACRES 20.08, CS 21170-B, TR 5CA IN NW4 |
| Legal Range | 21W |
| Legal Township | 35N |
| Legal Section | 21 |
| Legal Subdivision | SURVEY NO 21170 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | COLUMBIA FALLS |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 101 |
10989 N Fork Rd, a rural home, is owned by two individuals who bought it in July 2020.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1830 VIEW DR, COLUMBIA FALLS, MT 59912-4322 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2020 · Amount on File |
| Deed Sale | Jul 27, 2020 · Amount on File |
| Deed Document Number | 202021075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 27, 2020 |
| Property Address | 10989 N FORK RD, POLEBRIDGE, MT 59928-9702 |
| Document Number | 202000021075 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 202000021075 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1058 7TH ST W, WHITEFISH, MT 59937-3227 |
| Document Number | 202000021076 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 202000021076 |
| Name | AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Index | 11th District COF |
|---|
The 2026 property tax bill for 10989 N Fork Rd was $1,662.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Columbia Falls Elementary School District (PK - 08) |
| Secondary School District | Columbia Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,662.00 | $194,840 | |
| 2025 | $194,840 Land $100,820 Building $94,020 | ||
| 2023 | $629.00 | $91,314 | $93,054 Land $74,374 Building $18,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10989 N Fork Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10989 N Fork Rd is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 96% of the US · above 97.5% of Montana |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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