Yates County and Jerusalem Town property record for 10989 E Bluff Dr, Penn Yan, NY 14527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,380 sqft · built 1940 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,655 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0270-000 |
| Primary APN | 0270-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 74,052 sqft (1.7 acres) |
| Lot Dimensions | 1 ft deep x 190 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 396 sqft |
| Shed | 1 Shed |
| Boat House | Boat House |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0270-000 |
|---|---|
| Street Address | 10989 E BLUFF DR |
| City | PENN YAN |
| State | NY |
| Zip | 14527-9048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | YATES NY |
| Township / Civil Division | JERUSALEM |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 150400 |
10989 E Bluff Dr is owned and occupied by an individual.
Source: Yates County and Jerusalem Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10989 E BLUFF DR, PENN YAN, NY 14527-9048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10989 E Bluff Dr was $13,655 with a homeowner's exemption, up 1.7% from the year before.
Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Jerusalem Town |
| Unified School District | Penn Yan Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,655.00 (+1.69%) Homeowner's exemption | ||
| 2025 | $13,428.00 | $953,700 Land $594,100 Building $359,600 | $1,014,574 Land $632,021 Building $382,553 |
| 2023 | $699,400 Land $564,200 Building $135,200 | $822,824 Land $663,765 Building $159,059 | |
| 2020 | $13,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10989 E Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10989 E Bluff Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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