10988 E State Rd 62, Ferdinand, IN 47532 Property Records

Spencer County property record for 10988 E State Rd 62, Ferdinand, IN 47532

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,674 sqft · built 1966
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-01-16-100-009.000-011`

Property Details

APN / Parcel Number

Primary APN	`74-01-16-100-009.000-011`
Alternative APNs	`05018000000300` `00000981682`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,674 sqft
Basement Area	1,674 sqft
Unfinished Basement	1,674 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000981682
Street Address	10988 E STATE ROAD 62
City	FERDINAND
State	IN
Zip	47532-7611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SE NE SEC16 T4 R4. .73 A.
Jurisdiction	SPENCER IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1010
Census Tract	952701

Owner

Source: Spencer County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10988 E STATE ROAD 62, FERDINAND, IN 47532-7611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage FREEDOM BANK
Jan 19, 2018	Warranty Deed, Transfer · Line of Credit FREEDOM BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025
Deed Sale	Nov 18, 2025
Prior Sale	Jan 19, 2018 · Amount on Record
Deed Document Number	20253368
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER IN
Property Address	10988 E STATE ROAD 62, FERDINAND, IN 47532-7611
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R00759
Date	Mar 2, 2020
Instrument	2020R-00759

Lender

Name	FREEDOM BANK
Type	Bank
Address	JASPER, IN 47546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 26, 2035

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Nov 18, 2025
Property Address	10988 E STATE ROAD 62, FERDINAND, IN 47532-7611
Document Number	2025R03368
Instrument Date	Oct 6, 2025
Instrument	2025R-03368
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10988 E STATE ROAD 62, FERDINAND, IN 47532-7611

Mortgage

Document Number	2025R02925
Date	Nov 18, 2025
Instrument	2025R-02925

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

Mortgage

Document Number	2025R03385
Date	Nov 19, 2025
Instrument	2025R-03385

Lender

Name	FREEDOM BANK
Type	Bank
Address	DALE, IN 47523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPENCER IN
Recording Date	Jan 19, 2018
Property Address	10988 E STATE ROAD 62, FERDINAND, IN 47532-7611
Document Number	2018R00168
Instrument Date	Jan 11, 2018
Instrument	2018R-00168
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10988 E STATE ROAD 62, FERDINAND, IN 47532-7611

Mortgage

Document Number	2018R00169
Date	Jan 19, 2018
Instrument	2018R-00169

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Spencer County
County Subdivision	Harrison Township
Unified School District	North Spencer County School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,231.00 (-2.76%) Homeowner's exemption	$213,700 (+9.59%) Land $6,700 Building $207,000	$213,700 (+9.59%) Land $6,700 Building $207,000
2024	$1,266.00 (+97.2%) Homeowner's exemption	$195,000 (+8.27%) Land $6,700 Building $188,300	$195,000 (+8.27%) Land $6,700 Building $188,300
2023		$180,100 (+26.74%) Land $6,700 Building $173,400	$180,100 (+26.74%) Land $6,700 Building $173,400
2022	$642.00	$142,100 Land $6,700 Building $135,400	$142,100 Land $6,700 Building $135,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Perry-Spencer Rural Telephone Cooperative Fiber	1,000 / 100
Starlink Satellite	280 / 30
Orange County REMC Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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