Kenton County property record for 10987 Marshall Rd, Covington, KY 41015
| Property Type | Other Improved |
|---|---|
| Details | built 1977 |
| Lot Size | 12 acres (522,720 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,396 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-20-00-039.00 |
| Primary APN | 061-20-00-039.00 |
|---|
| Year Built | Built 1977 |
|---|---|
| Lot Area | 522,720 sqft (12 acres) |
| Old Parcel Number | 0612000039.00 |
|---|---|
| Street Address | 10987 MARSHALL RD |
| City | COVINGTON |
| State | KY |
| Zip | 41015-9326 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 12 ACS SE CORNER TAYLOR MILL RD AND OLD DECOURSEY PK |
| Jurisdiction | KENTON KY |
| Township / Civil Division | PINER-VISALIA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 63702 |
Source: Kenton County records · APN 061-20-00-039.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10863 MARSHALL RD, COVINGTON, KY 41015-9325 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 26, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST STATE BANK |
| Apr 19, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK & TRUST COMPANY OF HAZ |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 20, 2023 |
| Deed Sale | Oct 20, 2023 |
| Prior Sale | Apr 19, 2021 · Amount on Record |
| Deed Document Number | 0000253198 |
| Deed Book / Page | 161 / 829 |
| Prior Transfer Date | Apr 26, 2022 |
| Prior Transfer Doc | 22042605900111 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 26, 2022 |
| Property Address | 10987 MARSHALL RD, COVINGTON, KY 41015-9326 |
| Document Number | 0005900111 |
| Book / Page | 161 / 829 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 22042605900111 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5247 MADISON PIKE, INDEPENDENCE, KY 41051-7065 |
| Name | Verified Name |
|---|---|
| Address | 5120 TAYLOR MILL RD STE 300, 300, TAYLOR MILL, KY 41015-2538 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900099 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 22042705900099 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 19, 2021 |
| Property Address | 10987 MARSHALL RD, COVINGTON, KY 41015-9326 |
| Document Number | 0005900196 |
| Book / Page | 85 / 184 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 21041905900196 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1105 ELM ST, CINCINNATI, OH 45202-7513 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 5247 MADISON PIKE, INDEPENDENCE, KY 41051-7065 |
| Document Number | 0005900197 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 21041905900197 |
| Name | PEOPLES BANK & TRUST COMPANY OF HAZ |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 16, 2022 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,396.00 (+26.7%) | $550,000 (+37.5%) Land $500,000 Building $50,000 | $550,000 (+37.5%) Land $500,000 Building $50,000 |
| 2023 | $5,048.00 (-1.41%) | $400,000 (-) Land $349,500 Building $50,500 | $400,000 (-) Land $349,500 Building $50,500 |
| 2022 | $5,120.00 | $400,000 Land $349,500 Building $50,500 | $400,000 Land $349,500 Building $50,500 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 84 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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