Tuolumne County property record for 10987 Derby Dr, Sonora, CA 95370
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,498 sqft · built 1982 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $238,000 (Mar 2018) |
| Tax Bill | $3,441 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033-440-025-000 |
| Primary APN | 033-440-025-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| Gross Area | 1,818 sqft |
| 1st Floor Area | 1,498 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Modern |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,160 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 033-440-025 |
|---|---|
| Street Address | 10987 DERBY DR |
| City | SONORA |
| State | CA |
| Zip | 95370-9045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1,MX |
| Legal Description | RACETRACK ESTATES SUB 2 L71 |
| Legal Subdivision | RACETRACK ESTATES SUB 2 |
| Legal Lot Number | 71 |
| Jurisdiction | TUOLUMNE CA |
| Township / Civil Division | SONORA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1100 |
Source: Tuolumne County assessment roll, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 10987 DERBY DR, SONORA, CA 95370-9045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 21, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Mar 19, 2018 | Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on Record |
| Deed Sale | Mar 19, 2018 · Amount on Record |
| Prior Sale | Oct 30, 2014 · Amount on Record |
| Deed Document Number | 20183274 |
| Last Transfer Date | Jan 20, 2022 |
| Transfer Doc | 0000001218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Recording Date | Jan 28, 2022 |
| Property Address | 10987 DERBY DR, SONORA, CA 95370-9045 |
| Document Number | 0000001218 |
| Map Reference | VOL 8 PG 70 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022001218 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | NOT AVAILABLE, FNTG LENDERS DIRECT DIVISON |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 10987 DERBY DR, SONORA, CA 95370-9045 |
| Document Number | 0000001219 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 2022001219 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Property Address | 10987 DERBY DR, SONORA, CA 95370-9045 |
| Document Number | 0000005326 |
| Instrument Date | May 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10987 DERBY DR SONORA CA 953709045, SONORA, CA 95370-9045 |
| Document Number | 0000005326 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 5326 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Property Address | 10987 DERBY DR, SONORA, CA 95370-9045 |
| Document Number | 0000015069 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10987 DERBY DR SONORA CA 953709045, SONORA, CA 95370-9045 |
| Document Number | 0000015069 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 15069 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 27, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TUOLUMNE CA |
| Recording Date | Mar 19, 2018 |
| Property Address | 10987 DERBY DR, SONORA, CA 95370-9045 |
| Document Number | 0000003274 |
| Map Reference | VOL8 PG70 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 2018003274 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10987 DERBY DR, SONORA, CA 95370-9045 |
| Document Number | 0000003275 |
|---|---|
| Date | Mar 19, 2018 |
| Instrument | 2018003275 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Tuolumne County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Tuolumne County |
| Elementary School District | Columbia Union Elementary School District (KG - 08) |
| Secondary School District | Sonora Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,105 (+2%) Land $92,843 Building $240,262 | ||
| 2025 | $3,441.00 (+3.4%) Homeowner's exemption | $326,574 (+4.04%) Land $91,023 Building $235,551 | |
| 2023 | $3,328.00 (+2.49%) Homeowner's exemption | $313,895 Land $87,490 Building $226,405 | $323,640 |
| 2022 | $3,247.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 21, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 68% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUD - COLUMBIA WATER SYSTEM serves 5,482 people · EPA ID CA5510013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2022 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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