Hamilton County property record for 10986 Windjammer Ct, Indianapolis, IN 46256
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 6,302 sqft · built 1990 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $516,040 (Oct 2015) |
| Tax Bill | $8,823 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-15-09-404-006.000-020 |
| Primary APN | 29-15-09-404-006.000-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 6,302 sqft Living Area |
| Gross Area | 9,129 sqft |
| 1st Floor Area | 6,889 sqft |
| 2nd Floor Area | 1,073 sqft |
| Basement Area | 2,348 sqft |
| Finished Basement | 1,761 sqft |
| Unfinished Basement | 587 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Lot Dimensions | 230 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 2,240 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 10986 WINDJAMMER CT |
|---|---|
| City | INDIANAPOLIS |
| State | IN |
| Zip | 46256-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .64, SECTION 9, TOWNSHIP 17, RANGE 5, WINDJAMMER BAY, LOT 12 |
| Legal Range | 05 |
| Legal Township | 17 |
| Legal Section | 09 |
| Legal Subdivision | WINDJAMMER BAY |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 110805 |
Source: Hamilton County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10986 WINDJAMMER CT, INDIANAPOLIS, IN 46256-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FEDERAL CREDIT UNION |
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ELEMENTS FINANCIAL FCU |
| Jan 9, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on Record |
| Deed Sale | Oct 2, 2015 · Amount on Record |
| Deed Document Number | 201551648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 3, 2026 |
| Property Address | 10986 WINDJAMMER CT, INDIANAPOLIS, IN 46256-9675 |
| Document Number | 0000034860 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202634860 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10986 WINDJAMMER CT, INDIANAPOLIS, IN 46256-9675 |
| Document Number | 0000034860, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202634860 |
| Name | ELEMENTS FINANCIAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10986 WINDJAMMER CT, INDIANAPOLIS, IN 46256-9675 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006054 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023006054 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10986 WINDJAMMER CT, INDIANAPOLIS, IN 46256-9675 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011597 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022011597 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 42030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10986 WINDJAMMER CT, INDIANAPOLIS, IN 46256-9675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006605 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 2019006605 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46207 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 15, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10986 WINDJAMMER CT, INDIANAPOLIS, IN 46256-9675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000917 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 2019000917 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Fall Creek Township |
| Municipality | Fishers City |
| Unified School District | Hamilton Southeastern Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $857,200 (+13.61%) Land $91,700 Building $765,500 | $857,200 (+13.61%) Land $91,700 Building $765,500 | |
| 2024 | $8,823.00 (+12.15%) | $754,500 (+11.56%) Land $91,700 Building $662,800 | $754,500 (+11.56%) Land $91,700 Building $662,800 |
| 2023 | $7,867.00 (+4.8%) Homeowner's exemption | $676,300 (+8.16%) Land $94,200 Building $582,100 | $676,300 (+8.16%) Land $94,200 Building $582,100 |
| 2022 | $7,507.00 Homeowner's exemption | $625,300 Land $94,200 Building $531,100 | $625,300 Land $94,200 Building $531,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Dec 1990 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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