10986 S 400 W, Pendleton, IN 46064 Property Records

Madison County property record for 10986 S 400 W, Pendleton, IN 46064 · Last verified July 2026

Property Summary

Property Type	Rural Home
Details	1 ba · 1,352 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-17-04-300-004.003-012`

Property Details

APN / Parcel Number

Primary APN	`48-17-04-300-004.003-012`
Alternative APN	`00033162950`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	1,800 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00033162950
Street Address	10986 S 400 W
City	PENDLETON
State	IN
Zip	46064-8759
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ADMINISTRATIVE PLAT 2021P-005 LOT 1 (2.0000AC)
Legal Lot Number	1
Jurisdiction	MADISON IN
Township / Civil Division	FALL CREEK
Census Block Group	3
Census Block	3039
Census Tract	11502

Owner

Source: Madison County records · APN 48-17-04-300-004.003-012

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10986 S 400 W, PENDLETON, IN 46064-8759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Sep 24, 2021
Property Address	10986 S 400 W, PENDLETON, IN 46064-8759
Document Number	2021R18414
Map Reference	IN 2021R004574
Instrument Date	Jun 30, 2021
Instrument	2021R18414
Transaction Type	Transfer
Record Updated	Mar 07, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10986 S 400 W, PENDLETON, IN 46064-8759
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R18415
Date	Sep 24, 2021
Instrument	2021R18415

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Fall Creek Township
Unified School District	South Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,022.00 (+6.46%) Homeowner's exemption	$139,700 (+59.66%) Land $35,700 Building $104,000	$139,700 (+59.66%) Land $35,700 Building $104,000
2024	$960.00 (+107.34%)
2023		$87,500 (+2.46%) Land $33,900 Building $53,600	$87,500 (+2.46%) Land $33,900 Building $53,600
2022	$463.00	$85,400 Land $32,100 Building $53,300	$85,400 Land $32,100 Building $53,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (18095C), updated August 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Hancock Rural Telephone	Fiber	10,000 / 10,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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