Vilas County property record for 10986 Chippewa Forest Rd, Arbor Vitae, WI 54568
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,197 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-699-09 |
| Primary APN | 2-699-09 |
|---|---|
| Alternative APN |
|
| Lot Area | 66,211 sqft (1.52 acres) |
|---|
| Street Address | 10986 CHIPPEWA FOREST RD |
|---|---|
| City | ARBOR VITAE |
| State | WI |
| Zip | 54568-9103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT NE NW PCL 17 AFF 689-658 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | ARBOR VITAE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 950700 |
10986 Chippewa Forest Rd is owned and occupied by two individuals.
Source: Vilas County records, as of February 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10986 CHIPPEWA FOREST RD, ARBOR VITAE, WI 54568-9103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU |
| Feb 6, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COVANTAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 10986 CHIPPEWA FOREST RD, ARBOR VITAE, WI 54568-9103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 581342 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 581342 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 10986 CHIPPEWA FOREST RD, ARBOR VITAE, WI 54568-9103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2018 |
| Name | Verified Name |
|---|
| Document Number | 551911 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 551911 |
| Name | COVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | ANTIGO, WI 54409 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 6, 2028 |
The 2025 property tax bill for 10986 Chippewa Forest Rd was $2,197 with a homeowner's exemption.
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | Arbor Vitae Town |
| Secondary School District | Lakeland Union High School District (09 - 12) |
| Elementary School District | Woodruff Joint No. 1 School District (PK - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,197.00 Homeowner's exemption | $216,200 Land $21,000 Building $195,200 |
| 2023 | $2,237.00 Homeowner's exemption | $216,200 Land $21,000 Building $195,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10986 Chippewa Forest Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10986 Chippewa Forest Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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