10986 203rd St, Saint Albans, NY 11412 Property Records

New York City property record for 10986 203rd St, Saint Albans, NY 11412

Property Summary

Property TypeSingle Family Home
Details1,292 sqft · built 1920
Lot Size0.069 acres (3,000 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Dec 2014)
Tax Bill$5,373 (2025)
Deeds & MortgagesSep 2019 Loan Modification
Aug 2017 Loan Modification
APN10942-0123

Property Details

APN / Parcel Number

Primary APN10942-0123
Alternative APNs
  • 4803109420123
  • 4-10942-0123

Interior

Stories2 Stories
Building Area1,292 sqft Living Area
1st Floor Area520 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area3,000 sqft (0.069 acres)
Lot Dimensions100 ft deep x 30 ft wide

Location & Zoning

Account Number4-10942-0123
Street Address10986 203RD ST
CitySAINT ALBANS
StateNY
Zip11412-1335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block10942
Legal Lot Number123
JurisdictionQUEENS NY
Township / Civil DivisionQUEENS
Census Block Group2
Census Block2002
Census Tract50800

Owner

10986 203rd St is owned and occupied by two individuals who bought it in December 2014.

Source: New York City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address10986 203RD ST, SAINT ALBANS, NY 11412-1335
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2019Loan Modification, Mortgage · FHA Mortgage
PLANET HM LNDG LLC 2011-1 (CE)
Aug 8, 2017Loan Modification, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2014 · Amount on File
Deed SaleDec 1, 2014 · Amount on File
Prior SaleJan 20, 1999 · Amount on File
Deed Document Number2014395427
Prior Transfer DateJan 22, 2004
Prior Transfer Doc0000226743
Record UpdatedOct 29, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionQUEENS NY
Property Address10986 203RD ST, JAMAICA, NY 11412-1335
Document Number0000411351
Instrument DateSep 26, 2019
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10986 203RD ST ST ALBANS NY 114121335, ST ALBANS, NY 11412-1335

Mortgage

Document Number0000411351
DateDec 17, 2019
Instrument411351
Lender
NamePLANET HM LNDG LLC 2011-1 (CE)
AddressROCHESTER, NY 14626
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 16, 2049

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionQUEENS NY
Property Address10986 203RD ST, JAMAICA, NY 11412-1335
Document Number0000135025
Instrument DateAug 8, 2017
Transaction TypeMortgage
Record UpdatedMay 2, 2018
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address10986 203RD ST ST ALBANS NY 114121335, ST ALBANS, NY 11412-1335

Mortgage

Document Number0000135025
DateApr 24, 2018
Instrument135025
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressKENNESAW, GA 30144
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 23, 2048
Interest
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 10986 203rd St was $5,373.

Source: New York City assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyQueens County
MunicipalityNew York City
Unified School DistrictNew York City Department Of Education (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,356 Land $7,002 Building $21,354$652,000 Land $161,000 Building $491,000
2025$5,373.00
2023$5,331.00$26,544 Land $7,618 Building $18,926$561,000 Land $161,000 Building $400,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 10986 203rd St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10986 203rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW YORK CITY SYSTEM
serves 8,271,000 people · EPA ID NY7003493
Water SourceSurface water
Last State InspectionDec 2025
Lead10 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureUncovered finished water reservoir
currently in violation since Feb 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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