10985 Northpoint Dr, Athens, OH 45701 Property Records

Athens County property record for 10985 Northpoint Dr, Athens, OH 45701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,516 sqft · built 2001
Lot Size	1.59 acres (69,304 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Dec 2022)
Tax Bill	$7,766 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`A01-01100016-00`

Property Details

APN / Parcel Number

Primary APN	`A01-01100016-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,516 sqft Living Area
1st Floor Area	1,984 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	69,304 sqft (1.59 acres)
Lot Dimensions	410 ft deep x 169 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	56 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	10985 NORTHPOINT DR
City	ATHENS
State	OH
Zip	45701-8760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATHENS TWP SEC 11 LOT 16 NORTHPOINT SD
Legal Subdivision	NORTHPOINT SD
Legal Lot Number	16
Jurisdiction	ATHENS OH
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2017
Census Tract	973400

Owner

Source: Athens County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage OHIO UNIVERSITY CU
Apr 6, 2015	Deed of Trust, Mortgage · Conventional Mortgage GENERAL ELECTRIC CU
Nov 10, 2008	Deed of Trust, Mortgage HOCKING VALLEY BANK
Jan 27, 2006	Deed of Trust, Mortgage · Line of Credit BENEFICIAL OHIO INC
Sep 1, 2005	Deed of Trust, Mortgage · Line of Credit BENEFICIAL OHIO INC
Dec 28, 2022	Survivorship Deed, Transfer · Conventional Mortgage USAA FSB
Jul 16, 2019	Survivorship Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on Record
Deed Sale	Dec 28, 2022 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	20226288
Deed Book / Page	601 / 1574
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Recording Date	Sep 9, 2026
Property Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760
Document Number	0000004046
Book / Page	638 / 2678
Instrument Date	Aug 28, 2026
Instrument	20264046
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000004046,
Date	Sep 9, 2026
Book Page	638/2678
Instrument	20264046

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 20, 2046

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SECURE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00580/1437
Date	Apr 21, 2021
Book Page	580/1437
Instrument	202100002140

Lender

Name	OHIO UNIVERSITY CU
Type	Credit Union
Address	ATHENS, OH 45701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00507/0277
Date	Apr 6, 2015
Book Page	507/0277
Instrument	201500001371

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2045

Interest

Rate Type	Fixed Rate
Rate	2.75%
Type Change Date	May 1, 2020
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.25%
Index	1-Year CMT
Margin	3
Max Rate	7.75%

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00429/1844
Date	Nov 10, 2008
Book Page	429/1844
Instrument	200800006654

Lender

Name	HOCKING VALLEY BANK
Address	ATHENS, OH 45701

Agreement

Amount	Amount Recorded

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00392/1023
Date	Jan 27, 2006
Book Page	392/1023
Instrument	200600000567

Lender

Name	BENEFICIAL OHIO INC
Type	Funding / Finance Company
Address	GREEN CAMP, OH 43322

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATHENS OH
Property Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00386/1791
Date	Sep 1, 2005
Book Page	386/1791
Instrument	200500006042

Lender

Name	BENEFICIAL OHIO INC
Type	Funding / Finance Company
Address	COLUMBUS, OH 43228

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	323 Months
Due	Aug 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ATHENS OH
Recording Date	Dec 28, 2022
Property Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760
Document Number	00601/1574
Book / Page	601 / 1574
Map Reference	ENV 473A,473B&474A
Instrument Date	Dec 22, 2022
Instrument	202200006288
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM COMPANIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760

Mortgage

Document Number	202200006289
Date	Dec 28, 2022
Instrument	202200006289

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ATHENS OH
Recording Date	Jul 16, 2019
Property Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760
Document Number	557/1667
Book / Page	557 / 1667
Map Reference	ENV 473A,473B&474A
Instrument Date	Jul 12, 2019
Instrument	201900003546
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10985 NORTHPOINT DR, ATHENS, OH 45701-8760

Mortgage

Document Number	201900003547
Date	Jul 16, 2019
Instrument	201900003547

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Athens County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Athens County
County Subdivision	Athens Township
Unified School District	Athens City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,766.00 (+0.92%)	$141,120 (-) Land $18,580 Building $122,540
2024	$7,695.00 (-42.53%) Homeowner's exemption	$141,120 (-) Land $18,580 Building $122,540	$403,180 (-) Land $53,080 Building $350,100
2023	$13,390.00 (+90.55%)	$141,120 (+9.09%) Land $18,580 Building $122,540	$403,180 (+9.09%) Land $53,080 Building $350,100
2022	$7,027.00	$129,360 Land $18,580 Building $110,780
2020			$369,580 Land $53,080 Building $316,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNDAY CREEK VALLEY WATER PWS private · serves 5,451 people · EPA ID OH0501503
Water Source	Purchased groundwater from BURR OAK REGIONAL WATER DISTRICT
Last State Inspection	Jul 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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