Lake County property record for 10985 Elk Mountain Rd, Upper Lake, CA 95485
| Property Type | Orchard (Fruit, Nut) |
|---|---|
| Details | 3 bd · 1 ba · 936 sqft · built 2003 |
| Lot Size | 15.8 acres (691,733 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $200,000 (Mar 2025) |
| Tax Bill | $5,519 (2026) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-001-020-000 |
| Primary APN | 004-001-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 936 sqft Gross Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 691,733 sqft |
| Water Source | Well |
|---|
| Old Parcel Number | 004-001-02 |
|---|---|
| Street Address | 10985 ELK MOUNTAIN RD |
| City | UPPER LAKE |
| State | CA |
| Zip | 95485-9236 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Orchard (Fruit, Nut) |
| Local Zoning Code | A |
| Legal Block | 2 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 2 |
| Census Block | 2296 |
| Census Tract | 100 |
10985 Elk Mountain Rd, an agricultural property, is held in a trust since March 2025.
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10985 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9236 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2025 · Amount on File |
| Deed Sale | Mar 26, 2025 · Amount on File |
| Deed Document Number | 20252721 |
| Prior Transfer Date | Feb 27, 2014 |
| Prior Transfer Doc | 0000002400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 10985 ELK MOUNTAIN RD, UPPER LAKE, CA 95485-9236 |
| Document Number | 0000006366 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10905 ELK MOUNTAIN RD UPPER LAKE CA 954859236, UPPER LAKE, CA 95485-9236 |
| Document Number | 0000006366 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 6366 |
| Name | AMERICAN AGCREDIT FLCA |
|---|---|
| Type | Funding / Finance Company |
| Address | UKIAH, CA 95482 |
| Amount | Amount on Record |
|---|
| Rate | 15% |
|---|
The 2026 property tax bill for 10985 Elk Mountain Rd was $5,519, up 74.3% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,519.00 (+74.32%) | $492,210 (+71.64%) Land $149,940 Building $342,270 |
| 2025 | $3,166.00 Homeowner's exemption | $286,772 Land $39,714 Building $247,058 |
| 2023 | $3,074.00 (-2.54%) Homeowner's exemption | $276,583 Land $38,173 Building $238,410 |
| 2022 | $3,154.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10985 Elk Mountain Rd in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 64 (1978–2019) |
| Claims Outside the SFHA | 8 of 64 |
| Most Recent Claim | Feb 2019 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10985 Elk Mountain Rd is high, ranking above 85% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: DigitalPath, T-Mobile.
5G (outdoors only) and 4G LTE
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