10985 Clermont St, Thornton (Denver), CO 80233 Property Records

Adams County property record for 10985 Clermont St, Thornton, CO 80233

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,994 sqft · built 1978
Lot Size	0.322 acres (14,043 sqft)
Owner	Individual Name on Record
Last Sale	$496,000 (Dec 2021)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1721-07-2-14-020`

Property Details

APN / Parcel Number

Primary APN	`1721-07-2-14-020`
Alternative APNs	`0172107214020` `R0074422`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,034 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,043 sqft (0.322 acres)
Lot Dimensions	151 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	120 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R0074422
Street Address	10985 CLERMONT ST
City	THORNTON
State	CO
Zip	80233-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:GRANGE CREEK PHASE 1 PUD FILING NO 4 LOT:71
Legal Range	67W
Legal Township	02S
Legal Section	07
Legal Quarter	2
Legal Subdivision	GRANGE CREEK
Legal Lot Number	71
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2010
Census Tract	8534

Owner

Source: Adams County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10985 CLERMONT ST, THORNTON, CO 80233-5414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 14, 2021	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCING CORP
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP
Jul 19, 2019	Quit Claim Deed, Transfer · VA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Oct 14, 2021
Deed Document Number	2021145272
Prior Transfer Date	Sep 28, 2021
Prior Transfer Doc	0000121524
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Dec 14, 2021
Property Address	10985 CLERMONT ST, THORNTON, CO 80233-5414
Document Number	0000145272
Instrument Date	Dec 10, 2021
Instrument	2021000145272
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10985 CLERMONT ST, 10985, THORNTON, CO 80233-5414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10985 CLERMONT ST, THORNTON, CO 80233-5414

Mortgage

Document Number	0000145273
Date	Dec 14, 2021
Instrument	2021000145273

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0000145274
Date	Dec 14, 2021
Instrument	2021000145274

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Oct 14, 2021
Property Address	10985 CLERMONT ST, THORNTON, CO 80233-5414
Document Number	0000121524
Instrument Date	Sep 28, 2021
Instrument	2021000121524
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10985 CLERMONT ST, THORNTON, CO 80233-5414

Mortgage

Document Number	0000121525
Date	Oct 14, 2021
Instrument	2021000121525

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	10985 CLERMONT ST, THORNTON, CO 80233-5414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094184
Date	Sep 22, 2020
Instrument	2020000094184

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 19, 2019
Property Address	10985 CLERMONT ST, THORNTON, CO 80233-5414
Document Number	0000056922
Instrument Date	Jul 12, 2019
Instrument	56922
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10985 CLERMONT ST THORNTON CO 802335414, THORNTON, CO 80233-5414

Mortgage

Document Number	56923
Date	Jul 19, 2019
Instrument	56923

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00 (-58.85%)	$32,980 (-2.69%) Land $6,460 Building $26,520	$485,000 (-3.19%) Land $95,000 Building $390,000
2024	$3,123.00 (-15.55%)
2023	$3,698.00 (+8%)	$33,890 (+9.01%) Land $6,090 Building $27,800	$501,000 (+11.99%) Land $90,000 Building $411,000
2022	$3,424.00	$31,090 Land $11,400 Building $19,690	$447,367 Land $164,000 Building $283,367

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
CenturyLink DSL	140 / 20

May also be available: Aerux Broadband, T-Mobile, Verizon.

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