10984 N 34th W Ave, Sperry, OK 74073 Property Records

Osage County property record for 10984 N 34th W Ave, Sperry, OK 74073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,439 sqft · built 1984
Lot Size2.25 acres (98,010 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Nov 2021)
Tax Bill$2,221 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-21-12-01500

Property Details

APN / Parcel Number

Primary APN09-21-12-01500
Alternative APN
  • 1586

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,439 sqft Living Area
1st Floor Area1,439 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area98,010 sqft (2.25 acres)
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number1586
Street Address10984 N 34TH WEST AVE
CitySPERRY
StateOK
Zip74073-4226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY MEADOW ACRES N/2 OF LOT 1
Legal Range12E
Legal Township21N
Legal Section09
Legal SubdivisionCOUNTRY MEADOW ACRES
Legal Tract1
Legal Lot Number1
JurisdictionOSAGE OK
Township / Civil DivisionSOUTHEAST OSAGE
Census Block Group1
Census Block1030
Census Tract940014

Owner

Source: Osage County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10984 N 34TH WEST AVE, SPERRY, OK 74073-4226
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORP
Nov 2, 2021Warranty Deed, Transfer · USDA Mortgage
BANK OF ENGLAND
Jan 12, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2021 · Amount on Record
Deed SaleNov 2, 2021 · Amount on Record
Prior SaleJan 12, 2021 · Amount on Record
Deed Document Number20219141
Deed Book / Page1817 / 476
Prior Transfer DateMay 1, 2013
Prior Transfer Doc0000002937
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSAGE OK
Property Address10984 N 34TH WEST AVE, SPERRY, OK 74073-4226
Transaction TypeMortgage
Record UpdatedNov 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001980/260
DateNov 4, 2025
Book Page1980/260
InstrumentI-2025-007891
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 21, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSAGE OK
Recording DateNov 2, 2021
Property Address10984 N 34TH WEST AVE, SPERRY, OK 74073-4226
Document Number001817/476
Book / Page1817 / 476
Instrument DateOct 21, 2021
Instrument2021-009141
Transaction TypeTransfer
Record UpdatedDec 16, 2022
Title CompanyELITE TITLE COMPANY INC, ELITE TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10984 N 34TH WEST AVE, SPERRY, OK 74073-4226

Mortgage

Document Number2021009142
DateNov 2, 2021
Instrument2021-009142
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSAGE OK
Recording DateJan 12, 2021
Property Address10984 N 34TH WEST AVE, SPERRY, OK 74073-4226
Document Number001781/891
Book / Page1781 / 891
Instrument DateJan 8, 2021
Instrument2021-000238
Transaction TypeTransfer
Record UpdatedDec 16, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9388 IRIS RD, NEOSHO, MO 64850-7016

Tax Assessment & Valuation

Source: Osage County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOsage County
Unified School DistrictSperry Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,447 (+5%) Land $2,050 Building $19,397$178,721 (-24.07%) Land $17,081 Building $161,640
2025$2,221.00 (-0.13%)$20,425 (+6.38%) Land $1,128 Building $19,297$235,390 (+47.12%) Land $73,750 Building $161,640
2024$2,224.00 (+7.18%)$19,200 (-) Land $1,074 Building $18,126$160,000 (-) Land $8,953 Building $151,047
2023$2,075.00 (-0.24%)$19,200 (+99.38%) Land $1,074 Building $18,126$160,000 (+38.93%) Land $8,953 Building $151,047
2022$2,080.00$9,630 Land $749 Building $8,881$115,168 Land $8,953 Building $106,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 47% of Oklahoma
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Wake Wireless
Fixed Wireless
500 / 200
Verizon
Fixed Wireless
300 / 20

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