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10984 Elmtree Loop, Fort Myers, FL 33913 Property Records

Lee County property record for 10984 Elmtree Loop, Fort Myers, FL 33913 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.234 acres (10,209 sqft)
OwnerIndividual Name on File
Last Sale$600,000 (Jun 2026)
Tax Bill$5,674 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-45-26-L2-31034.0040

Property Details

APN / Parcel Number

Primary APN05-45-26-L2-31034.0040
Alternative APNs
  • 260545L2310340040
  • 10614466

Exterior

Lot Area10,209 sqft (0.234 acres)

Location & Zoning

Account Number10614466
Street Address10984 ELMTREE LOOP
CityFORT MYERS
StateFL
Zip33913-9762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBER CREEK PHASE 6 AS DESC IN 2022000217242 BLK 34 LOT 4
Legal SubdivisionTIMBER CREEK
Legal Block34
Legal Lot Number4
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2000
Census Tract40137

Owner

Source: Lee County records · APN 05-45-26-L2-31034.0040

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10984 ELMTREE LOOP, FORT MYERS, FL 33913-9762
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Oct 02, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2026 · Amount on Record
Deed SaleJun 04, 2026 · Amount on Record
Prior SaleOct 02, 2024 · Amount on Record
Deed Document Number2026148628
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJun 04, 2026
Property Address10984 ELMTREE LOOP, FORT MYERS, FL 33913-9762
Document Number0000148628
Instrument DateJun 01, 2026
Instrument2026148628
Transaction TypeTransfer
Record UpdatedJun 16, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$424,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10984 ELMTREE LOOP, FORT MYERS, FL 33913-9762
InvestorPossibly a Property Investor

Mortgage

Document Number0000148629,
DateJun 04, 2026
Instrument2026148629
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

October 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateOct 02, 2024
Property Address10984 ELMTREE LOOP, FORT MYERS, FL 33913-9762
Document Number0000272378
Map ReferenceDOC 2022000217242
Instrument DateSep 27, 2024
Instrument2024000272378
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,262.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

NameVerified Name
Address10984 ELMTREE LOOP, FORT MYERS, FL 33913-9762

Mortgage

Document Number0000272379
DateOct 02, 2024
Instrument2024000272379
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2054

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,674.00 (+144.15%) Homeowner's exemption$313,709 (+526.18%)$478,434 (+854.98%) Land $102,148 Building $376,286
2023$2,324.00 (+15.51%)$50,099 (+58.66%) Land $50,099$50,099 (+58.66%) Land $50,099
2022$2,012.00$31,577 Land $31,577$31,577 Land $31,577

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710401372, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 54 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
41 of 54 on primary residences

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 313 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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