10983 Garden Ln, Rough And Ready, CA 95975 Property Records

Nevada County property record for 10983 Garden Ln, Rough And Ready, CA 95975

Property Summary

Property Type	Residential Vacant Land
Lot Size	6.66 acres (290,110 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Sep 2017)
Tax Bill	$1,048 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-320-005-000`

Property Details

APN / Parcel Number

Primary APN	`052-320-005-000`
Alternative APN	`52-320-05-000`

Exterior

Lot Area	290,110 sqft

Location & Zoning

Old Parcel Number	52-320-05-000
Street Address	10983 GARDEN LN
City	ROUGH AND READY
State	CA
Zip	95975-9703
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AG-5
Legal Description	PTN NE 1/4 23-16-7 RS 2/43
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3015
Census Tract	404

Owner

10983 Garden Ln, residential vacant land, is owned by two individuals who bought it in September 2017.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 3, ROUGH AND READY, CA 95975-0003
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage AMERICAN PACIFIC MTG
Aug 22, 2019	Deed of Trust, Mortgage AMERICAN PACIFIC MTG
Apr 28, 2019	Deed of Trust, Mortgage DRU S & ALICIA M WOLF
Sep 8, 2017	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on File
Deed Sale	Sep 8, 2017 · Amount on File
Deed Document Number	201719931
Prior Transfer Date	Apr 25, 2013
Prior Transfer Doc	0000013713
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10983 GARDEN LN, ROUGH AND READY, CA 95975-9703
Document Number	0000008576
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10987 GARDEN LN ROUGH AND READY CA 95975, ROUGH AND READY, CA 95975

Mortgage

Document Number	0000008576
Date	Apr 17, 2020
Instrument	8576

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10983 GARDEN LN, ROUGH AND READY, CA 95975-9703
Document Number	0000016663
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 3 ROUGH AND READY CA 959750003, ROUGH AND READY, CA 95975-0003

Mortgage

Document Number	0000016663
Date	Aug 28, 2019
Instrument	16663

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10983 GARDEN LN, ROUGH AND READY, CA 95975-9703
Document Number	0000007999
Instrument Date	Apr 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10983-10987 GARDEN LN ROUGH AND READY CA 95975, ROUGH AND READY, CA 95975

Mortgage

Document Number	0000007999
Date	May 1, 2019
Instrument	7999

Lender

Name	DRU S & ALICIA M WOLF
Address	PO BOX 1164, ROUGH AND READY, CA 95975-1164

Agreement

Amount	Amount on Record

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Sep 8, 2017
Property Address	10983 GARDEN LN, ROUGH AND READY, CA 95975-9703
Document Number	0000019931
Instrument Date	Sep 1, 2017
Instrument	19931
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$116.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 3 ROUGH AND READY CA 959750003, ROUGH AND READY, CA 95975-0003

Tax Assessment & Valuation

The 2025 property tax bill for 10983 Garden Ln was $1,048.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Penn Valley Union Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,371 (+2%) Land $76,371
2025	$1,048.00	$74,874 Land $74,874
2023	$1,001.00 (+28.83%)	$71,967 Land $71,967	$434,880
2022	$777.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10983 Garden Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10983 Garden Ln is high, ranking above 89% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Succeed.Net Fixed Wireless	100 / 50
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath, Verizon.

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