Hamilton County property record for 10982 Windjammer Dr N, Indianapolis, IN 46256
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,218 sqft · built 1987 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $5,487 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-15-09-404-004.000-020 |
| Primary APN | 29-15-09-404-004.000-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,218 sqft Living Area |
| 1st Floor Area | 1,968 sqft |
| Basement Area | 690 sqft |
| Finished Basement | 600 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 162 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Deck Area | 416 sqft |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1315090404004000 |
|---|---|
| Old Parcel Number | 291509404004000033 |
| Street Address | 10982 WINDJAMMER DR N |
| City | INDIANAPOLIS |
| State | IN |
| Zip | 46256-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .50, SECTION 9, TOWNSHIP 17, RANGE 5, WINDJAMMER BAY, LOT 14 |
| Legal Range | 05 |
| Legal Township | 17 |
| Legal Section | 09 |
| Legal Subdivision | WINDJAMMER BAY |
| Legal Lot Number | 14 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 110805 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 10982 WINDJAMMER DR N, INDIANAPOLIS, IN 46256-9669 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Apr 11, 2020 | Deed of Trust, Mortgage ROYAL UNITED MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2004 |
| Transfer Doc | 0000050948 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10982 WINDJAMMER DR N, INDIANAPOLIS, IN 46256-9669 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021017147 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 2021017147 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10982 WINDJAMMER DR N, INDIANAPOLIS, IN 46256-9669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040176 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019040176 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10982 WINDJAMMER DR N, INDIANAPOLIS, IN 46256-9669 |
| Document Number | 0000021112 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10982 WINDJAMMER DR N INDIANAPOLIS IN 462569669, INDIANAPOLIS, IN 46256-9669 |
| Document Number | 0000021112 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 21112 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 19, 2050 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Fall Creek Township |
| Municipality | Fishers City |
| Unified School District | Hamilton Southeastern Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $533,500 (+12.67%) Land $76,700 Building $456,800 | $533,500 (+12.67%) Land $76,700 Building $456,800 | |
| 2024 | $5,487.00 (+7.55%) | $473,500 (+10.3%) Land $76,700 Building $396,800 | $473,500 (+10.3%) Land $76,700 Building $396,800 |
| 2023 | $5,102.00 (+2.55%) Homeowner's exemption | $429,300 (+5.14%) Land $78,800 Building $350,500 | $429,300 (+5.14%) Land $78,800 Building $350,500 |
| 2022 | $4,975.00 Homeowner's exemption | $408,300 Land $78,800 Building $329,500 | $408,300 Land $78,800 Building $329,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Dec 1990 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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