10982 State Hwy 23, Oneonta, NY 13820 Property Records

Delaware County and Davenport Town property record for 10982 State Hwy 23, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1977
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Jul 2021)
Tax Bill	$2,726 (2026)
Deeds & Mortgages	Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`122600 23.-1-38.2`

Property Details

APN / Parcel Number

Primary APN	`122600 23.-1-38.2`
Alternative APNs	`26000230000001038200` `05811157803`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	05811157803
Street Address	10982 STATE HIGHWAY 23
City	ONEONTA
State	NY
Zip	13820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	MINE PATENT EDITH M SANDS
Legal Block	1
Legal Lot Number	38.200
Jurisdiction	DELAWARE NY
Township / Civil Division	DAVENPORT
Census Block Group	2
Census Block	2038
Census Tract	970102

Owner

10982 State Hwy 23 is owned by an individual who bought it in July 2021.

Source: Delaware County and Davenport Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 67, DAVENPORT, NY 13750-0067
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Deed Document Number	20215612
Deed Book / Page	1677 / 283
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jul 28, 2021
Property Address	10982 DAVENPORT VTRNS OF FRGN WRS HWY, ONEONTA, NY 13820
Document Number	1677/283
Book / Page	1677 / 283
Instrument Date	Jul 26, 2021
Instrument	5612
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 67, DAVENPORT, NY 13750-0067

Tax Assessment & Valuation

The 2026 property tax bill for 10982 State Hwy 23 was $2,726, up 2% from the year before.

Source: Delaware County and Davenport Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Davenport Town
Unified School District	Charlotte Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,726.00 (+2.02%)
2025	$2,672.00	$76,856 Land $11,128 Building $65,728	$161,802 Land $23,427 Building $138,375
2023		$76,856 (-) Land $11,128 Building $65,728	$141,500 (+11.51%) Land $20,488 Building $121,012
2022		$76,856 Land $11,128 Building $65,728	$126,900 Land $18,374 Building $108,526
2021	$1,082.00 (+5.15%)
2020	$1,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10982 State Hwy 23 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10982 State Hwy 23 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on State Hwy 23

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