Howard County property record for 10982 Shadow Ln, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,592 sqft · built 1988 |
| Lot Size | 0.321 acres (13,972 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $772,500 (Jun 2021) |
| Tax Bill | $11,781 (2026) |
| Deeds & Mortgages | Jun 2022 Transfer Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-086904 |
| Primary APN | 15-086904 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,592 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Utility Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,972 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 280 sqft |
| Deck Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 086904 |
|---|---|
| Street Address | 10982 SHADOW LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-3787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 75 .3208 A 10982 SHADOW LN VIL HICK RIDGE S 4 AR 1 |
| Legal Subdivision | VILLAGE HICKORY RDG SEC 4 |
| Legal Lot Number | 75 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 605601 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10982 SHADOW LN, COLUMBIA, MD 21044-3787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2022 | Intrafamily Transfer, Transfer |
| Jun 2, 2021 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on Record |
| Deed Sale | Jun 2, 2021 · Amount on Record |
| Prior Sale | Jun 2, 1997 · Amount on Record |
| Deed Book / Page | 20608 / 172 |
| Last Transfer Date | Jun 17, 2022 |
| Transfer Doc | 0215910152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 23, 2022 |
| Property Address | 10982 SHADOW LN, COLUMBIA, MD 21044-3787 |
| Document Number | 0215910152 |
| Book / Page | 21591 / 152 |
| Map Reference | PL 7068 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 10982 SHADOW LN, COLUMBIA, MD 21044-3787 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 2, 2021 |
| Property Address | 10982 SHADOW LN, COLUMBIA, MD 21044-3787 |
| Document Number | 0206080172 |
| Book / Page | 20608 / 172 |
| Map Reference | PL 7068 |
| Instrument Date | May 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | C&C TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,518.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10982 SHADOW LN, COLUMBIA, MD 21044-3787 |
| Document Number | 20608180 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 20608/180 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10982 SHADOW LN, COLUMBIA, MD 21044-3787 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TOWER TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0190040274 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 19004/274 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,781.00 (+3.29%) | $774,300 (+3.1%) | $797,600 (-) Land $291,400 Building $506,200 |
| 2025 | $11,406.00 (+118.21%) | $751,000 (+7.38%) | $797,600 (+9.61%) Land $291,400 Building $506,200 |
| 2024 | $5,227.00 (-30.82%) | ||
| 2023 | $699,400 | $727,700 Land $271,400 Building $456,300 | |
| 2022 | $7,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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