Suwannee County property record for 10982 54th St, Live Oak, FL 32060
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 ba · 2,830 sqft · built 1987 |
| Lot Size | 25 acres (1,089,435 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,490 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-01S-13E-04830-003010 |
| Primary APN | 36-01S-13E-04830-003010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,830 sqft Gross Area |
| 1st Floor Area | 952 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,089,435 sqft (25 acres) |
| Patio Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10982 54TH ST |
|---|---|
| City | LIVE OAK |
| State | FL |
| Zip | 32060-8491 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | LEG 25.01 ACRES FOR PT OF REF COM AT THE SE COR OF SW1/4 RUN S 88 DEG 24'01 W ALONG THE S LINE OF SAID SECTION A DIS- TANCE OF 441.64 TO THE CENTERLINE OF A CNTY GRADED RD & THE POB CON S 88 DEG 24'01 W ALONG SAID S LINE A DISTANCE OF 1545.26 FT RUN |
| Legal Range | 13E |
| Legal Township | 01S |
| Legal Section | 36 |
| Legal Subdivision | LOMAS VERDE |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 970200 |
10982 54th St, an agricultural property, is owned by an individual.
Source: Suwannee County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5495 109TH DR, LIVE OAK, FL 32060-8424 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Warranty Deed, Transfer ABSTRACT & TITLE SERVICES |
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES |
| Dec 14, 2018 | Warranty Deed, Transfer |
| Dec 14, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Jul 7, 2026 |
| Property Address | 10982 54TH ST, LIVE OAK, FL 32060-8491 |
| Document Number | 0000007249 |
| Book / Page | 2714 / 89 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 20267249 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | ABSTRACT & TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5495 109TH DR, LIVE OAK, FL 32060-8424 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 10982 54TH ST, LIVE OAK, FL 32060-8491 |
| Document Number | 0000006413 |
| Book / Page | 2708 / 288 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20266413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10982 54TH ST, LIVE OAK, FL 32060-8491 |
| Document Number | 0000006413, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 2708/288 |
| Instrument | 20266413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 22 Months |
| Due | Apr 1, 2028 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 10982 54TH ST, LIVE OAK, FL 32060-8491 |
| Document Number | 0000210022 |
| Book / Page | 002090 / 000027 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 210022 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5429 11TH PL LIVE OAK FL 32060, LIVE OAK, FL 32060 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 10982 54TH ST, LIVE OAK, FL 32060-8491 |
| Document Number | 0000210023 |
| Book / Page | 002090 / 000030 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 210023 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5429 111TH PL LIVE OAK FL 320608425, LIVE OAK, FL 32060-8425 |
The 2025 property tax bill for 10982 54th St was $1,490, down 0.6% from the year before.
Source: Suwannee County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,490.00 (-0.6%) | $102,802 | $147,341 Land $52,220 Building $95,121 |
| 2024 | $1,499.00 (+8%) | ||
| 2023 | $1,388.00 (+0.8%) | $93,848 (+1.65%) Land $7,681 Building $86,167 | $138,387 (+1.11%) |
| 2022 | $1,377.00 | $92,329 Land $7,681 Building $84,648 | $136,868 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10982 54th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10982 54th St is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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