10981 Williams Rd, Montague, MI 49437 Property Records

Muskegon County property record for 10981 Williams Rd, Montague, MI 49437

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft · built 1995
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$219,300 (Oct 2025)
Tax Bill	$5,533 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Re-recorded Document + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01112100000600`

Property Details

APN / Parcel Number

Primary APN	`01112100000600`
Alternative APN	`61-01-112-100-0006-00`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	37,897 sqft (0.87 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10981 WILLIAMS RD
City	MONTAGUE
State	MI
Zip	49437-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE RIVER TOWNSHIP SEC 12 T12N R18W PART OF N 1/2 OF NE 1/4 OF NW 1/4 DESC AS BEG AT N 1/4 COR OF SEC 12 TH ALG N & S 1/4 L
Legal Range	18W
Legal Township	12N
Legal Section	12
Jurisdiction	MUSKEGON MI
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1037
Census Tract	3900

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10981 WILLIAMS RD, MONTAGUE, MI 49437-9124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Oct 14, 2025	Re-recorded Document CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN
Oct 14, 2025	Re-recorded Document CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN
Dec 30, 2019	Warranty Deed, Transfer CONSUMER R/E FIN
Sep 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	20255863978
Deed Book / Page	4398 / 445
Prior Transfer Date	Jun 5, 2012
Prior Transfer Doc	0005418186
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Oct 7, 2025
Property Address	10981 WILLIAMS RD, MONTAGUE, MI 49437-9124
Document Number	004398/445
Book / Page	4398 / 445
Instrument Date	Oct 1, 2025
Instrument	5863978
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16230 152ND AVE, SPRING LAKE, MI 49456-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10981 WILLIAMS RD, MONTAGUE, MI 49437-9124

Mortgage

Document Number	0004398446
Date	Oct 7, 2025
Instrument	4398/446

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MUSKEGON MI
Recording Date	Oct 14, 2025
Property Address	10981 WILLIAMS RD, MONTAGUE, MI 49437-9124
Document Number	004398/924
Book / Page	4398 / 924
Instrument Date	Sep 16, 2025
Instrument	5864457
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10941 WILLIAMS RD, MONTAGUE, MI 49437-9124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10981 WILLIAMS RD, MONTAGUE, MI 49437-9124

October 2025: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MUSKEGON MI
Recording Date	Oct 14, 2025
Property Address	10981 WILLIAMS RD, MONTAGUE, MI 49437-9124
Document Number	004398/925
Book / Page	4398 / 925
Instrument Date	Sep 11, 2025
Instrument	5864458
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10981 WILLIAMS RD, MONTAGUE, MI 49437-9124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16230 152ND AVE, SPRING LAKE, MI 49456-2202
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Dec 30, 2019
Property Address	10981 WILLIAMS RD, MONTAGUE, MI 49437-9124
Document Number	0005674375
Book / Page	004208 / 000661
Instrument Date	Dec 11, 2019
Instrument	5674375
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,203.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10981 WILLIAMS RD MONTAGUE MI 494379124, MONTAGUE, MI 49437-9124

Mortgage

Document Number	5674376
Date	Dec 30, 2019
Book Page	004208/000662
Instrument	5674376

Lender

Name	CONSUMER R/E FIN
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 11, 2019
Property Address	10981 WILLIAMS RD, MONTAGUE, MI 49437-9124
Document Number	0005665166
Book / Page	004199 / 000443
Instrument Date	Sep 3, 2019
Instrument	5665166
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10981 WILLIAMS RD MONTAGUE MI 494379124, MONTAGUE, MI 49437-9124

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	White River Township
Unified School District	Montague Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,600 (+4.79%)	$223,200 (+4.79%)
2025	$5,533.00 (+111.59%)	$106,500	$213,000
2024	$2,615.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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